One97 Communications Limited

Card on File Tokenization (CoFT) encrypts the sensitive card details into a token that is not bound to any device but is mapped to a merchant. This token can be used across any of the merchant's platforms for future card transactions. Thus eliminating the need for merchants, PGs and PAs to store sensitive card data on their infrastructure. This is also needed to meet RBI guidelines. CoFT also provides full fledged token management service from creating, renewing, suspending or deleting a token.