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Digital Issuance

Digitally issue cards and give your cardholders the ability to immediately receive payment credentials through a mobile banking application or website.

Details
Things to Consider

To enable this capability, you need to be a Visa DPS customer.

Product Documentation

Check out our APIs on Visa Developer. You will need to request access to some documentation.

Data Solutions

Provide corporate customers with their commercial transaction data to analyze employee spend and make strategic decisions based on data-driven insights.

Details
Things to Consider

To receive Visa Commercial Data, you will need a BIN sponsor or a direct Visa License as well as an Issuer Processor.

Product Documentation

Learn more about Visa Business Data Solutions by requesting access to the product documentation and APIs on Visa Developer Center.

Currency Conversion

Provide a better user experience for cross-currency transactions by providing transparency on daily exchange rates.

Details
Things to Consider

The Foreign Exchange Rates product provides easy access to the Visa daily currency exchange rate and is available for use in sandbox and production.

Product Documentation

Our products are documented and accessed through Visa Developer Center.

Card Offers

Delight qualified enrolled cardholders with relevant notifications of offers near them and in real-time.

Details
Things to Consider

You will need to request access to the Visa Offers Platform through

Product Documentation

Our products are documented and accessed through Visa Developer Center.

Virtual Accounts

Give companies an automated way to pay their vendors using a single-use or lodged virtual card.

Details
Things to Consider

Issuers, buyers, processors, third party payment providers or travel agencies can use the B2B Virtual Account Payment Method APIs. However, a third party cannot implement the B2B APIs without an issuer sponsor.

Product Documentation

Learn more about B2B Virtual Account Payment method on Visa Developer Center.

Push Payments

Push payment (Visa Direct) helps enable funds to be sent to any eligible Visa credential. Funds are posted to a deposit or omnibus account via the Primary Account Number of the card. In addition, Visa offers the Visa Push Payment Gateway Service to enable push-to-card capabilities for non-Visa cards in the U.S. and Canada.

Details
Things to Consider

To enable Visa Direct, you will need a BIN sponsor or a principal Visa license as well as an acquirer processor. A Visa Direct Partner can help you find an acquirer.

Product Documentation

Our products are documented and accessed through Visa Developer Center.

Supplier Matching

The Supplier Matching Service (SMS) API allows for an automated exchange of data with SMS without requiring user login. Match an organization’s supplier list to our database of known Visa acceptors to identify which suppliers to convert to card. There are 2 file level versions - single record and bulk records. Develop code to the specifications, and after Visa and applicable issuer approval, have the program(s) talk to the Supplier Matching Service without human involvement.

Details
Things to Consider

You will need a BIN Sponsor that supports commercial payments or a direct Visa License.

Product Documentation

Our products are documented and accessed through Visa Developer Center.

In-App Provisioning

Cardholders have the ability to push credit cards into their mobile wallets using In-App provisioning solutions. There are two in-app provisioning products to help enable card credentials to be provisioned into mobile wallets resulting in faster spend, one product is a set of APIs and the second is an SDK. Both options allow partners to choose their development style to enhance their mobile experience for their cardholders.

Details
Things to Consider

Please follow the documentation steps to complete the necessary pre-requisites with each of the digital wallet providers you are looking to partner with. And the relevant issuer needs to be a participant in the Visa Token System.

Product Documentation

Check out our solutions on Visa Developer.

Installments

Installments, also called “Buy Now Pay Later”, allows consumers to pay for qualifying purchases over time using their Visa credit or debit cards, including physical or virtual cards utilizing tokenization. It can be a big benefit for consumers because it helps provide increased flexibility and transparency, and can help drive sales and revenue for merchants and lenders.

Details
Things to Consider

To use installments, you will need to be a licensed Issuer processor, or find partners who are Visa Ready certified to offer solutions.

If you are NOT a licensed issuer

Click the below links to find partners and help with all aspects of your solution.

If you want to become a licensed Issuer

Click the below links to apply to become a licensed issuer and then find installment partners to help with all aspects of your solution.

See all of Visa's developer products

You'll be going to Visa Developer Center to start a project.

Go to Visa Developer Center