Vendor Payments

Vendor payments haven’t changed much in the last 30 years, until now. With Visa digital disbursement solutions, you can accelerate payments to vendors with greater controls and automation.

Through our B2B Account Payment Methods APIs, physical card issuance and Supplier Matching Services, you now have real options for disbursing funds to vendors globally.

See how Vendor Payment Solutions from Visa can help you streamline commercial payments*

* Ability to send cross-border transactions depends on a number of factors, including whether the recipient issuer accepts cross-border transactions. In addition, cross-border transactions inbound into the U.S. are not available unless the recipient issuer has requested an exception. Please refer to your Visa representative for more information on availability.

Vendor Payments, and the underlying Visa products powering them, might be for you if you are:

A startup providing procurement or accounting solutions to your corporate customers
A startup providing virtual or physical cards to manage employee spending with vendors
A startup providing payment services for B2B insurance claims payouts

Want to learn more about payments?

Check out Steps to Launch a Payments Program to dig deeper.

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Build Your Vendor Payment Solution

Want to build your own solution? See All Capabilities

CORE

Virtual Accounts

Give companies an automated way to pay their vendors using a single-use or lodged virtual card.

Things to Consider

Issuers, buyers, processors, third party payment providers or travel agencies can use the B2B Virtual Account Payment Method APIs. However, a third party cannot implement the B2B APIs without an issuer sponsor.

Product Documentation

Learn more about B2B Virtual Account Payment method on Visa Developer Center.

B2B Virtual Account Payment Method

CORE

Supplier Matching

The Supplier Matching Service (SMS) API allows for an automated exchange of data with SMS without requiring user login. Match an organization’s supplier list to our database of known Visa acceptors to identify which suppliers to convert to card. There are 2 file level versions - single record and bulk records. Develop code to the specifications, and after Visa and applicable issuer approval, have the program(s) talk to the Supplier Matching Service without human involvement.

Things to Consider

You will need a BIN Sponsor that supports commercial payments or a direct Visa License.

Find a BIN Sponsor Partner Get a Visa License

Product Documentation

Our products are documented and accessed through Visa Developer Center.

Supplier Matching Service API

CORE

Data Solutions

Provide corporate customers with their commercial transaction data to analyze employee spend and make strategic decisions based on data-driven insights.

Things to Consider

To receive Visa Commercial Data, you will need a BIN sponsor or a direct Visa License as well as an Issuer Processor.

Product Documentation

Learn more about Visa Business Data Solutions by requesting access to the product documentation and APIs on Visa Developer Center.

Visa Business Data Solutions

CORE

In-App Provisioning

Cardholders have the ability to push credit cards into their mobile wallets using In-App provisioning solutions. There are two in-app provisioning products to help enable card credentials to be provisioned into mobile wallets resulting in faster spend, one product is a set of APIs and the second is an SDK. Both options allow partners to choose their development style to enhance their mobile experience for their cardholders.

Things to Consider

Please follow the documentation steps to complete the necessary pre-requisites with each of the digital wallet providers you are looking to partner with. And the relevant issuer needs to be a participant in the Visa Token System.

Find an Issuer Processor Partner Get a Visa License