Terms of Use


This website, partner.visa.com, (“this Site”) is provided by Visa Inc. (“Visa”, “we”). Its use is subject to the following terms:

Use - Access to and use of this Site is subject to all applicable international and local laws and regulations. This Site is made available to allow eligible persons to consider making, and to submit, an application to (i) issue Visa cards or (ii) enter into a co-brand arrangement with an existing Visa Issuer, and to allow Visa to assess their eligibility for participation in the Visa payments system, as well as to allow Visa to monitor any successful Applicant’s related business activities and any activities Visa undertakes which are ancillary to the above. The site is also used to connect to relevant APIs enabling payment features and to find partners that can enable specific functions within the payment system.  (“Purpose”).

Unless otherwise specifically indicated, you may download material displayed on this Site for your internal business use solely in connection with the Purpose. You may not distribute, modify, copy, publish, transmit, display, sell, license, use, reuse or create derivative works of any of the contents of, or material displayed on, this Site other than in connection with the Purpose without the prior written consent of Visa or any third-party that Visa deems necessary. You must retain all copyright and other proprietary notices on downloaded and/or copied material. You may not access or use this Site in any way that could, or is intended to, damage or impair this Site, or any server or network underlying this Site, or interfere with anyone else's use and enjoyment of this Site.

Confidentiality - Commercial, financial, technical, operational information and all other confidential information of whatever nature (in any form or medium) given or made available to you on or through this Site, or submitted by you to Visa through this Site, shall be “Confidential Information”. Each shall keep the Confidential Information of the other confidential and shall use the Confidential Information for the Purpose only. Subject to the paragraphs below, neither shall disclose the Confidential Information of the other without the consent of the other, other than to its directors, officers, employees or professional advisors or as may be required by any laws or regulations to which it is subject or in circumstances where it has become publicly available.

Visa shall be entitled to share your Confidential Information with any third party you have contacted through this Site in connection with the Purpose or any third party who you choose (via this Site) to contact in connection with receiving services in connection with the Purpose, provided that Visa requires any such third party to agree to substantially similar confidentiality provisions to those above.

Eligibility Checks – Visa may use information, including Confidential Information, which you provide through your use of this Site to carry out screening checks to assess your eligibility and suitability to participate in the Visa payments system (whether by issuing Visa cards directly or through a co-brand arrangement with an existing Visa Issuer). Visa shall have the right to use information which you include in an unsubmitted or unfinalized application to carry out such checks.

Commercially Sensitive Information – This Site contains information which is commercially sensitive to Visa. You shall not use information other than for the Purpose and shall delete any information downloaded or copied from this Site when no longer required for the Purpose.

Copyright – We, or our licensors, own copyright in the content of this Site. You may download and temporarily store one or more of the pages of this Site for the purposes of viewing them. You may also print any page from this Site for use within your organization only. Any other storage, copying, transmission or distribution of the content of this Site is prohibited without our prior written consent.

Trademarks – The trademarks, logos and service marks, whether registered or unregistered, displayed on this Site (collectively the “Trademarks”) are owned by Visa or others. Nothing contained on this Site should be construed as granting by implication, estoppel, or otherwise, any license or right to use any Trademark displayed on this Site without the prior written consent of Visa or any third-party that may own the relevant Trademark. Misuse of any Trademarks, or any other content, displayed on this Site is prohibited.

We exclude all liability which might arise from your use or reliance on the content of this Site save to the extent such liability arises from our fraud or fraudulent misrepresentation or from any death or personal injury that arises due to our negligence.

We do not accept any responsibility for any third-party website (including the website of any existing Visa Issuer) linked to from this Site.

Feedback - You may from time to time provide suggestions, requests, comments, or other works, software, technology, information, reports or data to Visa or its Affiliates, in writing, orally, by demonstration or otherwise, in each case, for use in connection with, or otherwise regarding, Visa’s products, programs, systems or services, including for the purpose of enabling or improving Visa’s products, programs, systems or services (“Feedback”). You agree that all Feedback shall be given entirely voluntarily and you acknowledge that you have no obligation to do so. You understand that Visa operates a payments network and that Visa is in the business of making its products, programs, systems and services widely available to others. As a result, Visa does not wish to receive any Feedback from you unless Visa is free to commercialize the Feedback for the benefit of all of Visa’s and its Affiliates’ customers, clients and partners. If you provide Feedback, you hereby: (i) agree that such Feedback may be freely disclosed and incorporated into any technical specifications or documents, programs, products, systems or services of Visa or its Affiliates; and (ii) grant Visa, and agree to procure the grant to Visa of, an irrevocable, perpetual, worldwide, non-exclusive, royalty-free, freely sub-licensable, freely transferable license to use, copy, make available, distribute, modify and disassemble and otherwise exploit any such Feedback and any intellectual property rights subsisting in, or otherwise protecting, any Feedback, in each case, for any and all purposes. You acknowledge and agree that any Feedback shall not constitute your Confidential Information, even if designated as such, and Visa and its Affiliates shall not owe you any duty or obligations of confidentiality with respect to the Feedback.

Privacy - Please also read our Privacy Notice (https://usa.visa.com/legal/privacy-policy.html) which explains how Visa uses personal data.

Disclaimers To the full extent permitted under applicable law, the site and all information and other materials contained or made available therein are provided on an “as is”, “as available”, “with all faults” basis without warranty of any kind. Your use of any of the foregoing is at your own risk. Neither Visa nor any of its current and former affiliates, employees, successors or assigns represent or warrant that the site or any information or other materials contained or made available therein will be available, accessible, uninterrupted, timely, secure, accurate, complete, or error-free. You expressly acknowledge that computer network-based services may be subject to outages, interruptions, attacks by third parties and delay occurrences. Visa specifically disclaims all representations, warranties, and conditions whether express or implied, arising by statute, operation of law, usage of trade, course of dealing, or otherwise, including but not limited to, warranties or conditions of merchantability, fitness for a particular purpose, non-infringement, or title.

Limitations of Liability – To the full extent permitted under applicable law, under no circumstances will Visa or any of its affiliates or vendors (or any officers, directors, employees or agents of Visa, or its affiliates or vendors) (collectively, the “Visa Parties”) be liable for: any indirect, incidental, consequential, special or exemplary damages (however arising); lost revenue, lost profits or lost anticipated profits; lost business; injury to business reputation or goodwill; or cost of procurement of substitute services, under any theory of liability or cause of action whether in tort (including negligence), contract or otherwise, regardless of whether it has been advised of the possibility of such damages.

To the extent permitted under applicable law, in no event will the Visa parties' total cumulative liability to you, whether arising in tort (including negligence), contract or otherwise, arising out of or relating to these terms or the site, exceed a total of one thousand dollars ($1,000).

Amendments - These terms may be varied from time to time and your use of this Site is subject to the then current terms. Please check them regularly to ensure you are familiar with them.

Termination - Visa reserves the right to deny use of all or part of this Site to any user for any reason without notification. Visa may, in its sole discretion and at any time, modify or terminate this Site and remove or refuse to post any information, content or materials.

Governing Law – These terms and all issues regarding the Site, and any dispute or claim arising out of or in connection with it or its subject matter or formation (including non-contractual disputes or claims) shall be governed by or construed in accordance with the laws of and be subject to jurisdiction in the State of New York, in the United States, with the following exceptions:  (i) for residents of Canada, these terms and all issues regarding the Site shall be governed by or construed in accordance with the laws of Canada and be subject to jurisdiction in the Province of Ontario; (ii) for residents of Brazil, these terms and all issues regarding the Site shall be governed by and construed in accordance with the laws of and be subject to jurisdiction in Brazil.

Notice to Visa – You agree that all notices to Visa shall be sent by certified or registered mail, return receipt requested, to the following address:

Visa

Attention: Office of the General Counsel

PO Box 8999

San Francisco, CA 94128-8999

Definitions - The following terms when used throughout this Site shall have the following meanings:

Affiliate” means, in relation to Visa, any subsidiary undertaking or parent undertaking of that person and any subsidiary undertaking of any such parent undertaking;

Applicant” means the company who either (i) intends to make or has made a request to participate in the Visa payments system, or (ii) expresses an interest in entering into a co-brand agreement with an existing Visa Issuer, on this Site (as the case may be);

Visa Issuer” means a person that issues payment credentials to cardholders and is licensed by Visa to use the Trademark VISA in respect of such payment cards;

you” or “your” means the person authorized on behalf of the Applicant to access this Site, complete and submit information in relation to the Applicant on this Site.