Disbursements

Payments have never been faster. Send funds easily and in real time to a consumer or business using their eligible Visa credentials via Visa Direct - whether physical or virtual.

Disbursements can also be set up as a recurring solution – for payroll or benefits, for example – with your end users able to receive their pay on an eligible debit or reloadable prepaid card. 

mobile image

See how disbursements solutions work with Visa Direct

Disbursements might be for you if you are:

  • Mobile wallet provider seeking to enable wallet payouts and remittances
  • Digital bank seeking to facilitate funds transfer or disbursements to your consumers 
  • Looking for a solution on real-time claims payouts, merchant settlement and payroll payment to employees among other use cases

Want to learn more about payments?

Check out Steps to Launch a Payments Program to dig deeper.

View Course


Build Your Disbursement Solution

Want to build your own solution?  See All Capabilities

CORE


Push Payments

Push payment (Visa Direct) helps enable funds to be sent to any eligible Visa credential. Funds are posted to a deposit or omnibus account via the Primary Account Number of the card. In addition, Visa offers the Visa Push Payment Gateway Service to enable push-to-card capabilities for non-Visa cards in the U.S. and Canada.

Things to Consider

To enable Visa Direct, you will need a BIN sponsor or a principal Visa license as well as an acquirer processor. A Visa Direct Partner can help you find an acquirer.

Product Documentation

Our products are documented and accessed through Visa Developer Center.

CORE


In-App Provisioning

Cardholders have the ability to push credit cards into their mobile wallets using In-App provisioning solutions. There are two in-app provisioning products to help enable card credentials to be provisioned into mobile wallets resulting in faster spend, one product is a set of APIs and the second is an SDK. Both options allow partners to choose their development style to enhance their mobile experience for their cardholders.

Things to Consider

Please follow the documentation steps to complete the necessary pre-requisites with each of the digital wallet providers you are looking to partner with. And the relevant issuer needs to be a participant in the Visa Token System.

Product Documentation

Check out our solutions on Visa Developer.

I’m ready to start building!

We’ll take you to Visa Developer Center to start your project.

Go to Visa Developer Center

Learn More

Learn more about payments and how to bring your product to market.

Go to Learn

Fintech Fast Track Program

Quick and easy way to onboard with Visa.
Great for entrepreneurs looking for favorable commercial terms and hands-on guidance.