G+D

G+D

Giesecke+Devrient (G+D) is a global SecurityTech company headquartered in Munich, Germany. G+D makes the lives of billions of people more secure. The company shapes trust in the digital age, with built-in security technology in three segments: Digital Security, Financial Platforms and Currency Technology.

Card Management, New Payment Flows, Tokenization

Through the Fintech program, G+D supports the technical innovation in every part of the payment process. The program is based on a portfolio of customer-centric payment solutions and addresses physical, digital payments and authentication solutions.

G+D's fintech program offers the building blocks of customer-centric payments innovation. G + D offers solutions to meet the needs of the clients of fintech entities in every part of the payments ecosystem and at each end of the life cycle of its clients:

  • Innovation: Eco friendly,  Metal, and Biometric cards.
  • Expansion: 22 global sites acting under the Hub concept with local experts.
  • Digital Security: Tokenization, authentication, activation.
  • Issuance: Digital cards, physical cards, instant + remote

We offer a complete range of solutions and services to support our Fintech partners in building innovative solutions for their customers. Here are just a few of the services in our portfolio that can help:

  • Premium personalized cards: A range of options to customize and configure payment cards for true differentiation.
  • Issuance solutions: Supporting customized cards with a range of solutions to optimize PIN delivery and printed material.
  • Convego Connect APIs: Our API and SDK developer portal offers a simple, secure foundation for Fintech innovation.
  • G+D Hub: A one-stop payment card issuance solution for global Fintech deployment.
  • Sustainability solutions: Convego® Beyond offers sustainable, eco-friendly products and services to attract, engage and delight your eco-conscious end customer, and help to save the planet in the process.
  • Smart Authentication: Convego® Tap is a simple to implement secure customer authentication solution that provides a frictionless way for your customer to access your services and authorize payments.

We provide the following digital payments tokenization solutions:

  • eCom Tokenizer
  • Convego Service Broker  
  • Convego CloudPay HCE
  • Convego Now
  • Convego Token Cockpit
  • Netcetera CtP/SRCI

Program

Fintech Partner Connect, Visa Ready

Capability

Digital Issuance, Value Added Services, Click to Pay, Token Service Provider (TSP), Token Requestor (TR)

Elevate your e-commerce experience through Network Tokenization: eCOM Tokenizer

https://www.gi-de.com/en/financial-platforms/trusted-software/digital-commerce/ecom-tokenizer

More security, more convenience, and even more conversions for your e-commerce business.

A frustrating or complex checkout experience has a definite impact on successful eCommerce transactions - often leading to abandoned carts. One way retailers have attempted to alleviate this concern is to offer Card-on-File – where payment card details are retained for future or recurring purchases. However, the implementation used for card-on-file can lead to security and customer experience concerns:

  • Cards become expired, lost, or stolen, making Card-on-File details outdated.
  • Issuers may consider card payments fraudulent, leading to a declined transaction.

As a result, the customer must re-authenticate or re-identify, making the transaction more complex and potentially leading to cart abandonment. This less-than-optimal experience directly impacts the sale.

Network Tokenization enables card data that a merchant usually holds on their systems to be replaced with a unique, merchant-specific token. Using tokens, the actual card data is not transmitted or stored, significantly reducing the risk of data breaches and unauthorized access to cardholder information. For a seamless e-commerce experience, leveraging network tokenization allows you to offer your customers a seamless checkout experience while keeping their payments secure and avoiding card-on-file pitfalls.

eCOM Tokenizer is a solution supercharged with Network Tokenization that enables you to redefine everyday e-commerce.

This holistic solution boosts the e-commerce business for merchants and PSPs by combining the highest levels of security with a seamless customer experience.

Program

Visa Ready

Capability

eCommerce

Elevate your mobile banking experience with Convego® Token Cockpit

https://www.gi-de.com/en/financial-platforms/trusted-software/digital-payment-solutions/convego-token-cockpit

Elevates the mobile banking experience with more visibility and control to keep banks at the core of consumers’ digital universe

As e-commerce continues its exponential rise, more consumers are storing their digital payment credentials with their most frequently visited retailers. Despite the convenience of card-on-file transactions for recurring payments, many consumers have security concerns, experience checkout friction, or lose track of where their payment credentials are stored.

This presents an opportunity for card issuers to enhance their mobile wallet with easy-to-use tools for consumers to view and manage their digital payment credentials – and, in the process, gain the much-coveted digital top-of-wallet.

Convego® Token Cockpit: A one-stop hub for digital payment credentials

With such a capability, banks and other card issuers can provide their customers with a token management tool that can be, integrated into a mobile banking app, effectively empowering the consumer to use their mobile app as a remote control for payment cards.

 

 

Program

Visa Ready

Capability

Token Service Provider (TSP), Token Requestor (TR)

Streamline Digital Payments with Convego® Service Broker

https://www.gi-de.com/en/financial-platforms/trusted-software/digital-payment-solutions/convego-service-broker

Convego® Service Broker swiftly grants consolidated access to payment networks and token requestors – wallets, merchants, and devices

Customers today do not perceive payment as a transaction anymore but rather as an experience. An experience that could be accessed anytime, anywhere, and from any device. 

Currently, banks that want to offer seamless services must manage multiple channels and technologies, from device wallets to various e-commerce providers and new devices. Each may have its own ways of working and requirements. As a result, developing a smooth digital payment service in-house may be a complex, costly, and time-consuming task. 

Banks need a solution that does not require them to worry about the intricate inner workings of payment networks' and token requestors' connectivity requirements, allowing them to focus on creating meaningful customer experiences. 

Service Broker, our cloud-based solution acts as a tokenization service aggregator, enabling you to effortlessly integrate with a plethora of token service providers as well as a diverse variety of wallet providers, merchants, and devices.

Program

Visa Ready

Capability

Token Service Provider (TSP), Token Requestor (TR)