BPC
Banking. Payments. Context.
Radar Payments is a leading innovative payment processing provider dedicated to financial institutions, including payment service providers (PSPs), banks, acquirers, issuers, and fintechs. It offers advisory services and a one-stop platform for end-to-end omnichannnel processing, enabling the acceptance of most of the widely adopted payment methods, delivered on a PaaS, SaaS, or fully managed service model. Built using BPC’s SmartVista, an industry-recognised payment solution, the Radar Payments platform delivers scalability, resilience, performance, and unparalleled security. Radar Payments is fully owned by BPC and blends BPC’s 25 years of expertise in payments with the fintech world – using the latest digital technologies to create innovative customer payment experiences.
PARTNER DETAILS
Visa Ready
BPC Payments Services
Radar Payments offers payment processing white label services leveraging its SmartVista platform. SmartVista is an end to end payment platform used by over 280 financial institutions worldwide in banking, payment, commerce, government and mobility. Financial Institutions use SmartVista to serve their own retail customers or provide payment and commerce solutions to merchants.
The range of services provided by Radar Payments include:
- Merchant acquiring and onboarding
- ATM acquiring and management
- POS and mPOS acquiring and management
- Card Management, Acquiring and Issuing including credit, debit, prepaid, gift, corporate, instant issue, virtual, contactless and loyalty cards
- Ewallet, Microfinance and Agency Banking
- Tokenization
- Loyalty and rewards program
- Fraud as a Service
- eCommerce white label marketplace
- Digital Banking
- Smart City and Automated Fare Collection
- Government tax and revenue collection
SOLUTION INFORMATION
| Category | Issuer Processor |
| Visa Credential and Card Support |
Prepaid: Consumer Debit: Consumer, Small Business Credit: Consumer, Small Business, Commercial |
| In-Region Support |
Yes |
| PCI Compliance |
Yes |
TESTING AND ENVIRONMENT INFORMATION
| Solution Deployment |
Cloud |
| Tenancy Architecture |
Multi-product / Multi-client / Multi-BIN |
| Comprehensive APIs |
Yes |
| Sandbox Testing Environment |
EFT/POS, ATM, e-Commerce simulated/ testing environment including NDC / DDC, ISO8583, SPDH, SOAP/REST APIs, Test 3DES Keys and test CAs |
| Uptime Availability in Region(s) | 12 month, average 99.98% |
SOLUTION SUPPORT
| Visa Token Service (VTS) Support |
Manual and Push Provisioning (Apple Pay, Google Pay, Android Pay, Samsung Pay) |
| Visa Direct Support |
Yes |
| Visa Next Lite Integration |
No |
| Visa QR Payments ("Scan to Pay" Support) |
Yes |
| Customizable Authorization Decisioning |
Yes |
| Reporting |
Customizable, API-based |
| Authorization Flow |
Fully Managed, Partially Managed |
| Incremental Authorization |
Yes |
ADDITIONAL SOLUTION INFORMATION
| Instant Funding / $0-Balance Transactions |
Yes |
| Proprietary or Visa Access Control Server (ACS) |
Yes |
| Risk-based Authentication (3DX 2.0) |
Yes |
| Real-time Risk Scoring |
Yes |
| Custom Fraud Rules |
Yes |
| BIN Sponsor Connections |
Yes |
| Program Management / End-to-End |
No |
| Full-service Credit Program Management |
No |
| Multi-currency Partitioning |
Yes |
| Visa Value-added Services Integration |
None |
| Other Value-added Services Integrations |
eCommerce Gateway, eKYC |
Program
Visa Ready
Capability
Issuer Processor
Government Disbursements
The Visa Ready for Government Disbursements program assesses issuer processors’ capabilities against government requirements, and enables Visa to match governments to providers for their specific program needs. For disbursement programs, governments make special considerations to protect and accommodate beneficiaries in socially and economically vulnerable situations, and working with a delivery partner with the necessary capabilities is crucial. Visa Ready enables governments to find specialist partners to deliver against their requirements and meet their particular needs
Solution Information
| Category | Visa Ready for Government Disbursements |
| VRGD partner for | Asia Pacific; Central Europe, Middle East, and Africa; Europe; Latin America and Carribean |
| Visa credential and card support | Prepaid, Debit, Credit |
| PCI Compliance |
Yes |
| Uptime availability | 99.98% |
Solution Support
| Visa Token Service (VTS) support | Yes |
| Visa Direct support | Yes |
| Visa QA payments ("Scan to Pay") support | Yes |
| Virtual card capability |
Yes |
| Installments support | Yes |
Additional solution information
| Issuer processing | Yes |
| BIN sponsorship | No (offered through partnerships) |
| Program management | No |
Program
Visa Ready
Capability
Government Disbursements