Carta

Platform offering unlimited opportunity for product innovation

Carta delivers secure and scalable solutions enabling optimal control and configuration, along with open developer tools for unlimited potential.

PARTNER DETAILS

Visa Ready

Issuer Processor

Secure, scalable issuing solutions

Carta's systems are specifically architected to meet the complex demands of the modern payments environment. Carta delivers secure and scalable solutions enabling optimal control and configuration, along with open developer tools for unlimited potential.

Designed for 21st century payments

Flexible, adaptive and scalable platform to power core financial services and enable innovative payment products:

  • Real-time
  • Transaction control
  • Rules-based
  • Rapid
  • Developer-ready

Comprehensive issuance and card management system

The Carta platform provides extensive technology and services to enable card management, authorization, clearing and settlement, customer services, reporting and risk management. 

It powers a full range of consumer, corporate and custom solutions including:

  • EMV-Contact and contacless cards
  • Virtual / digital account solutions
  • Prepaid-GDPR, gift and other
  • Devit and decoupled debit
  • Restricted authorization network
  • Multi-currency and F/X
  • Private label and merchant solutions

Solution Information

Visa Credential and Card Support Prepaid, debit, consumer, small business, commercial
In-Region Support Yes
PCI Compliance Yes
Instant Funding / $0-Balance Transactions Yes
Proprietary or Visa Access Control Server (ACS) Yes
Risk-based Authentication (3DX 2.0) Yes
Real-time Risk Scoring Yes
Custom Fraud Rules Yes
BIN Sponsor Connections Yes
Program Management / End-to-End  No
Full-service Credit Program Management No
Multi-currency Partitioning Yes
Visa Value-added Services Integration None
Other Value-added Services Integration  Payment gateways, eKYC providers

Testing and Environment Information

Solution Deployment Cloud
Tenancy Architecture Multi-tenant
Comprehensive APIs Yes
Sandbox Testing Environment Full testing and simulation environment for all APIs and test cases
Uptime Availability in Region(s) 99.99%

Solution Support

Visa Token Service (VTS) Support Yes, push provision
Visa Direct Support Yes
Visa QR Payments ("Scan to Pay" Support) No
Customizable Authorization Decisioning Yes
Reporting Custom, API-based
Authorization Flow Fully Managed, Partially Managed
Incremental Authorization Yes

Program

Visa Ready

Capability

Issuer Processor