Cloud Tecnologias

Offering solutions for the retail and financial industry

Cloud Tecnologias is a B2B company that offers solutions for retail and financial industry. Our services allow to build customer loyalty, and includes management of promotions, coupons, loyalty plans, points and GiftCard.

Our Analytics and Machine Learning modules allow to segment customers and reduce general promotions by propose personalized promotions to customers, according to their interests and purchasing behavior. Our partnership with Visa will allow to integrate our loyalty services to Visa platform.

PARTNER DETAILS

Visa Ready

Ecom/Card On File (COF)

COF allows merchants to store payment credentials for future payments and faster checkouts. Secure Remote Commerce (SRC) allows a secure payment or purchase of goods or services during a remote payment experience that involves a checkout (commercial payment) and a user device. SRC offers services like Payment with Provisioned Token, Notifications of status changes, Associate Token with Trusted Device. Delete Device Associated with a Token, Mass Provisioning among others. These services allow the merchant to request the generation of tokens for the PANs of its clients that it has stored in card-of-file. These services reduced fraud risk by replacing PAN with tokens and improved lifecycle management: cards never expire, and stolen credentials can be quickly replaced, also improve customer shopping experience by improving authentication, authorization rates and reducing fraud

Program

Visa Ready

Capability

Token Service Provider (TSP)


SRCi/Click to Pay

Click To Pay streamlines the guest checkout process using Visa's secure remote commerce technology packaged in a standard EMV solution.

• Reduces friction in the guest checkout process by providing a fast, consistent, and seamless experience

• Can be integrated into existing checkout flows to deliver optimal eCommerce performance

• Scalable solution that can reduce fraud and opens possibilities for new payment use cases

• Aims to increase authorization and reduce fraud with recognized users/devices and token benefits

• Click To Pay is brand agnostic as it is an EMVCo agnostic solution.

Program

Visa Ready

Capability

Click to Pay