Corserv
Corserv provides payment card issuing services including our turnkey program for credit, P-cards, and virtual cards.
Enables Banks and Fintechs to deliver competitive, branded payment services to their customers.
Our secure hosted programs combine our credit, compliance and marketing expertise with our modern online solution and open APIs – everything clients need to quickly build a successful card-issuing business. Our bank and fintech clients increase their earnings per share by benefitting from loan interest, interchange, fee income and economies of scale from Corserv’s client base. Most importantly, they deepen their customer relationships.
PARTNER DETAILS
Visa Ready
PCaaSA (Payment Cards as a Service API)
Our modern payment card issuer processing API platform enables innovators to create their card programs with ease, flexibility, and reliability. Our technology empowers you to issue payment cards successfully for your consumer and business customers, whatever your business model. Our deep experience will ensure that you navigate easily through the typically complex process. Our in-depth analytics and reporting will provide you the insights that you need to make your card issuing program a profitable success.
We offer a configurable, developer- friendly, SOC and PCI DSS compliant environment with all the modules you need to launch a successful payment card program. We are connected to multiple bank sponsors. Our services include complete account management, card management including virtual cards, flexible product configuration, comprehensive spend controls, cooperative authorization, mobile wallets, transaction controls and insights and several program management services such as fraud management, KYC, and dispute handling. The solution is scalable from startups to the largest payment card processing needs.
Solution Information
| Visa Credential and Card Support |
Prepaid, Debit, Consumer, Small Business, Commercial |
| In-Region Support | Yes |
| PCI Compliance |
Yes |
| Instant Funding / $0-Balance Transactions |
Yes |
| Proprietary or Visa Access Control Server (ACS) |
No |
| Risk-based Authentication (3DX 2.0) |
No |
| Real-time Risk Scoring |
Yes |
| Custom Fraud Rules |
Yes |
| BIN Sponsor Connections |
Yes |
| Program Management / End-to-End |
Yes |
| Full-service Credit Program Management |
No |
| Multi-currency Partitioning |
No |
| Visa Value-added Services Integration |
Yes |
| Other Value-added Services Integrations |
eKYC |
Testing and Environment Information
| Solution Deployment |
SaaS |
| Tenancy Architecture |
Multi-tenant |
| Comprehensive APIs |
Yes |
| Sandbox Testing Environment |
Web interface offering configurable transaction types that may be submitted to the client sandbox authorization system |
| Uptime Availability in Region(s) | 99.9% |
Solution Support
| Visa Token Service (VTS) Support | Yes |
| Visa Direct Support |
No |
| Visa QR Payments ("Scan to Pay" Support) |
No |
| Customizable Authorization Decisioning |
Yes |
| Reporting |
Custom, API-based |
| Authorization Flow |
Fully managed, Partially Managed |
| Incremental Authorization |
Yes |
Program
Visa Ready
Capability
Issuer Processor