Enfuce
Payment technology from the happiest place on earth
Enfuce is an award-winning modular issuer processor. We bring together the brightest minds, best technology and strongest partners to help visionary leaders drive transformative business growth and exceptional customer engagement.
We are the straight-talking payment experts
We strive every day to make it as easy as possible for card business ambitions to become a reality. Whether that’s launching new card use cases in new markets, scaling globally or embarking on major transformation programmes – we work alongside our customers and partners so that the whole process just flows seamlessly from end to effortless end.
With our modular offering, financial and non-financial companies alike have the freedom to choose the optimum combination of issuing and processing capabilities that meet their needs, exactly. Our expert teams have their back every step of the way – and they can rest easy knowing we will solve a problem before they even know there is one.
Founded in 2016, Enfuce is a global company with teams in Finland, Germany, Sweden and the UK. Enfuce, a female-founded fintech, has raised a total of €62 million in several funding rounds – including one of the highest investment rounds raised by a female-led business.
PARTNER DETAILS
Visa Ready, Fintech Fast Track
Enfuce Card as a Service
When something needs doing, we do it. We care as much as you do, possibly more, about finding and executing the right solution. Successful card programmes are more than just modern, fast, secure technology. They take the right people and processes too. Luckily, we’ve got that. As well as everything you need to feel calm about compliance, so you can focus on running your business.
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Solution Information
| Category | Digital Issuance |
| Visa Credential and Card Support |
Credit: Consumer, Small Business, Commercial Prepaid: Consumer, Small Business, Commercial Debit: Consumer, Small Business |
| In-Region Support | Europe |
| PCI Compliance |
Yes |
Origination
| Consumer Application Hosting | Yes |
| eKYC/OFAC Verification | Yes |
| Real-time Application Capture | Yes |
Onboarding
| Account Funding Capabilities | Yes |
| Visa PAN Generation |
Yes |
| Visa PAN Personalization | Yes |
| Card System of Record | Yes |
| Account System of Record | Yes |
Enablement
| Digital/Virtual Card Activation | Yes |
| Mobile Application Client Hosting |
Yes |
| Digital Card Display | Yes |
| In-App Provisioning | Yes |
| Physical Card Activation | Yes |
Usage
| Transaction Processing Support | Yes |
| Card Lifecycle Management Capabilities | Yes |
| Account Management Capabilities | Yes |
Program
Visa Ready
Capability
Digital Issuance
Government Disbursements
The Visa Ready for Government Disbursements program assesses issuer processors’ capabilities against government requirements, and enables Visa to match governments to providers for their specific program needs. For disbursement programs, governments make special considerations to protect and accommodate beneficiaries in socially and economically vulnerable situations, and working with a delivery partner with the necessary capabilities is crucial. Visa Ready enables governments to find specialist partners to deliver against their requirements and meet their particular needs
Solution Information
| Category | Visa Ready for Government Disbursements |
| VRGD partner for | Europe |
| Visa credential and card support | Prepaid, Debit, Credit |
| PCI Compliance |
Yes |
| Uptime availability | 99.99% |
Solution Support
| Visa Token Service (VTS) support | Yes |
| Visa Direct support | Yes |
| Visa QA payments ("Scan to Pay") support | Yes (partial) |
| Virtual card capability |
Yes |
| Installments support | Yes |
Additional solution information
| Issuer processing | Yes |
| BIN sponsorship | Yes |
| Program management | Yes |
Program
Visa Ready
Capability
Government Disbursements