i2c

Digital-first Payments and Banking

i2c is a global provider of highly-configurable payment and banking solutions. Using i2c's proprietary "building block" technology, clients can easily create and manage a comprehensive set of solutions for credit, debit, prepaid, lending and more, quickly and cost-effectively. i2c delivers unparalleled flexibility, agility, security and reliability from a single global SaaS platform. Founded in 2001, and headquartered in Silicon Valley, i2c's next-generation technology supports millions of users in more than 200 countries/ territories and across all time zones

Digital-First Payments and Banking

i2c’s instantly-issued virtual cards provide surpass the functionality of a plastic card, with the added convenience of real-time, digital delivery of credentials after account approval. With virtual cards, your customers can enjoy expedited access to their card and driving top of wallet status.

With i2c, virtual card requests can be initiated online, via a mobile app or by using the i2c APIs. i2c allows issuers the ability to access advanced tokenization features that help enable cardholders to use digital wallets like Apple, Google, Samsung, Fitbit and Garmin as well as securely store credentials for recurring payments.

Why i2c?

Real-time card controls

i2c’s advanced card controls allow issuers and cardholders alike to drive desired spend behavior through real-time card controls. Clients can issue a card for a single merchant or vendor payment, geo-fence card usage and more.  

True differentiation

Working with i2c gives issuers the freedom to craft truly differentiated value propositions rather than running to keep up on the latest card issuance trends. Our robust engagement options such as a white-labeled mobile app, mobile SDK or APIs give issuers greater flexibility around the features they consume and how they are delivered.

Solution Information

Category Digital Issuance
Visa Credential and Card Support
Credit: Consumer, Small Business, Commercial
Prepaid: Consumer, Small Business, Commercial
Debit: Consumer, Small Business
In-Region Support US, Canada, AP, CEMEA, LAC
PCI Compliance
Yes

Origination

 

Consumer Application Hosting Yes 
eKYC/OFAC Verification  Yes
Real-time Application Capture Yes

Onboarding

Account Funding Capabilities  Yes
Visa PAN Generation 
Yes
Visa PAN Personalization Yes
Card System of Record Yes
Account System of Record Yes

Enablement

 

Digital/Virtual Card Activation Yes 
Mobile Application Client Hosting

Yes
Digital Card Display  Yes
In-App Provisioning  Yes
Physical Card Activation Yes

Usage

Transaction Processing Support Yes
Card Lifecycle Management Capabilities Yes
Account Management Capabilities  Yes

Program

Visa Ready

Capability

Digital Issuance


Government Disbursements

The Visa Ready for Government Disbursements program assesses issuer processors’ capabilities against government requirements, and enables Visa to match governments to providers for their specific program needs. For disbursement programs, governments make special considerations to protect and accommodate beneficiaries in socially and economically vulnerable situations, and working with a delivery partner with the necessary capabilities is crucial. Visa Ready enables governments to find specialist partners to deliver against their requirements and meet their particular needs

Solution Information

Category Visa Ready for Government Disbursements
VRGD partner for Asia Pacific; Central Europe, Middle East, and Africa; Europe; Latin America and Carribean
Visa credential and card support Prepaid, Debit, Credit
PCI Compliance
Yes
Uptime availability 100%

Solution Support

Visa Token Service (VTS) support Yes
Visa Direct support Yes
Visa QA payments ("Scan to Pay") support No
Virtual card capability
Yes
Installments support Yes

Additional solution information

Issuer processing Yes
BIN sponsorship Yes
Program management Yes

Program

Visa Ready

Capability

Government Disbursements