i2c
Digital-first Payments and Banking
An award-winning global financial technology innovator powering credit, debit, prepaid, core banking, and money movement solutions, i2c unifies banking and payments in an all-in-one platform, transforming product personalization with a customer-centric architecture and accelerating speed-to-market with composable building-block solutions. Financial institutions and fintechs globally trust i2c to help them quickly and efficiently configure and scale differentiated financial offerings in an evolving, competitive market. Powered by innovation and driven by trust for more than 25 years, i2c blends modern ingenuity with expert reliability to supercharge exceptional banking and payments experiences for millions of users and billions of transactions worldwide.
Digital-First Payments and Banking
i2c’s instantly-issued virtual cards provide surpass the functionality of a plastic card, with the added convenience of real-time, digital delivery of credentials after account approval. With virtual cards, your customers can enjoy expedited access to their card and driving top of wallet status.
With i2c, virtual card requests can be initiated online, via a mobile app or by using the i2c APIs. i2c allows issuers the ability to access advanced tokenization features that help enable cardholders to use digital wallets like Apple, Google, Samsung, Fitbit and Garmin as well as securely store credentials for recurring payments.
Why i2c?
Real-time card controls
i2c’s advanced card controls allow issuers and cardholders alike to drive desired spend behavior through real-time card controls. Clients can issue a card for a single merchant or vendor payment, geo-fence card usage and more.
True differentiation
Working with i2c gives issuers the freedom to craft truly differentiated value propositions rather than running to keep up on the latest card issuance trends. Our robust engagement options such as a white-labeled mobile app, mobile SDK or APIs give issuers greater flexibility around the features they consume and how they are delivered.
Solution Information
| Category | Digital Issuance |
| Visa Credential and Card Support |
Credit: Consumer, Small Business, Commercial Prepaid: Consumer, Small Business, Commercial Debit: Consumer, Small Business |
| In-Region Support | US, Canada, AP, CEMEA, LAC |
| PCI Compliance |
Yes |
Origination
| Consumer Application Hosting | Yes |
| eKYC/OFAC Verification | Yes |
| Real-time Application Capture | Yes |
Onboarding
| Account Funding Capabilities | Yes |
| Visa PAN Generation |
Yes |
| Visa PAN Personalization | Yes |
| Card System of Record | Yes |
| Account System of Record | Yes |
Enablement
| Digital/Virtual Card Activation | Yes |
| Mobile Application Client Hosting |
Yes |
| Digital Card Display | Yes |
| In-App Provisioning | Yes |
| Physical Card Activation | Yes |
Usage
| Transaction Processing Support | Yes |
| Card Lifecycle Management Capabilities | Yes |
| Account Management Capabilities | Yes |
Program
Visa Ready
Capability
Digital Issuance