PEX
An ‘end-to-end’ independent Third-Party Processor (TPP)
Founded in 2008, PEX is based in Mauritius and certified by major cards associations including VISA for Card Issuing and Acquiring. PEX is among the few TPPs in the sub-Sahara African Region capable of providing Banks, the retail industry, and financial institutions with complete certified solutions. PEX is one of the most innovative and visionary companies in its field with an exceptionally high-level of expertise in all areas of the Payments Industry.
On the Issuing side, PEX has the capabilities of providing debit, credit, and prepaid card solutions as well as certified cards personalization services. On the acquiring side, PEX provides processing services for E- and m-commerce, ATM/POS/mPOS, mobile and QR. Moreover, PEX offers consultancy services in all areas of eBusiness, including planning, designing, and implementing card programmes. PEX is also a certified Perso bureau where magnetic stripe and chip cards can be personalized in a safe and approved environment.
PARTNER DETAILS
Visa Ready
Smartvista
- Fully optimised card issuing services: Credit, Debit, Pre-loaded cards, Contactless cards, Loyalty programmes
- Full suite of Customer/Card Management Services software
- Account management programmes
- E- and m-commerce gateways
- Transaction authorisation: multi-currency & multi-institution
- ATM & mPOS/POS acquiring
- QR
- Fraud prevention
- Call centres
Solution Information
| Visa Credential and Card Support |
Prepaid, Debit, Credit, Consumer, Small Business Commercial |
| In-Region Support | Yes |
| PCI Compliance |
Yes |
| Instant Funding / $0-Balance Transactions |
Yes |
| Proprietary or Visa Access Control Server (ACS) |
Yes |
| Risk-based Authentication (3DS 2.0) |
Yes |
| Real-time Risk Scoring |
Yes |
| Custom Fraud Rules |
Yes |
| BIN Sponsor Connections |
No |
| Program Management / End-to-End |
Yes |
| Full-service Credit Program Management |
No |
| Multi-currency Partitioning |
Yes |
| Visa Value-added Services Integration |
No |
| Other Value-added Services Integrations |
Payment Gateways, Loyalty Solutions |
Testing and Environment Information
| Solution Deployment |
Cloud |
| Tenancy Architecture |
One instance |
| Comprehensive APIs |
Yes |
| Sandbox Testing Environment |
Full testing and simulation environment for all APIs and test cases |
| Uptime Availability in Region(s) | 99.9% |
Solution Support
| Visa Token Service (VTS) Support | No |
| Visa Direct Support |
Yes |
| Visa QR Payments ("Scan to Pay" Support) |
Yes |
| Customizable Authorization Decisioning |
Yes |
| Reporting |
Custom, API-based |
| Authorization Flow |
Fully managed, Partially Managed |
| Incremental Authorization |
Yes |
Program
Visa Ready
Capability
Issuer Processor