Pismo
Next-gen banking and payments technology.
Pismo is a technology company that provides a state-of-the-art cloud-native financial transaction processing platform. Its platform has a broad product coverage, including core banking, payment processing, card issuing, digital wallets, lending, and corporate banking.
Among Pismo's clients are some of the largest financial institutions in Latin America – such as Itaú, BTG Pactual and B3 – and other banks and fintechs in Europe, North America and Asia. The company has offices in the UK, the US, Singapore and Brazil, as well as remote teams in India and Australia.
PARTNER DETAILS
Visa Ready
Cards, Digital Banking and Wallets
Cards
Leverage your bank partnerships and integrations with card networks for the instant issuance of credit, debit, prepaid, white-label, and private label cards. Create a fully functional, open API-driven issuing infrastructure in a matter of weeks. Products you can build with our platform:
- Zero balance network integrations
- Pre-paid cards
- Combo cards
- Debit cards
- Full credit cards
Digital Banking
Create a complete banking experience easily. Our banking APIs help you build a suite of digital banking products, from deposits to loans, from savings to overdrafts — robustly and simply.
Wallets
Create your own proprietary digital wallets to manage both buyers and sellers. Use cards and other tokens to pay from the wallet. Compete with the most iconic wallets in the market by using our platform.
Solution Information
| Visa Credential and Card Support |
Prepaid, Debit, Consumer, Small Business, Commercial |
| In-Region Support | Yes |
| PCI Compliance |
Yes |
| Instant Funding / $0-Balance Transactions |
No |
| Proprietary or Visa Access Control Server (ACS) |
No |
| Risk-based Authentication (3DX 2.0) |
No |
| Real-time Risk Scoring |
No |
| Custom Fraud Rules |
Yes |
| BIN Sponsor Connections |
Yes |
| Program Management / End-to-End |
No |
| Full-service Credit Program Management |
Yes |
| Multi-currency Partitioning |
No |
| Visa Value-added Services Integration |
No |
| Other Value-added Services Integrations |
Payment Gateway |
Testing and Environment Information
| Solution Deployment |
API |
| Tenancy Architecture |
Multi-tenant |
| Comprehensive APIs |
Yes |
| Sandbox Testing Environment |
Leverage Visa's platform for testing |
| Uptime Availability in Region(s) | 99.99% |
Solution Support
| Visa Token Service (VTS) Support | Yes |
| Visa Direct Support |
No |
| Visa QR Payments ("Scan to Pay" Support) |
No |
| Customizable Authorization Decisioning |
Yes |
| Reporting |
API-based |
| Authorization Flow |
No |
| Incremental Authorization |
Yes |
Program
Visa Ready
Capability
Issuer Processor
Pismo for Government Disbursements
Pismo provides a complete next-gen technology platform for card issuing, core banking, digital wallets and seller management so you can quickly create new products and respond to market changes.
Key Capabilities:
- Adaptable Transition: Governments can build new financial products quickly and efficiently, keeping up with the rapid shift in customer experience and demand. The platform supports phased transitions at a comfortable pace.
- Scalability: Pismo's platform is designed for scalability, accommodating current and future requirements seamlessly.
- Cost Efficiency: The platform allows governments to evolve without incurring unnecessary overhead costs, ensuring financial prudence while leveraging advanced technology.
Visa Ready for Government Disbursements - Issuer Processor
| Capabilities |
Issuer processing |
| VRGD partner for | Asia Pacific; Europe; Latin America and Caribbean |
| Visa credential and card support | Prepaid, Debit, Credit |
| PCI compliance |
Yes |
| Uptime availability |
99.99% |
| Additional solution support | Visa Token Service Visa Direct Visa QR payments ("Scan to Pay") (partial) Instalments Virtual Card |
Program
Visa Ready
Capability
Government Disbursements