Stripe
Financial infrastructure for the internet
Stripe is the easiest and most flexible way for companies to build and launch their own full-featured, scalable fintech—whether it’s payments, cards, or lending. Stripe’s Banking-as-a-Service APIs, along with our entire ecosystem of financial infrastructure offerings, let businesses easily build a new fintech offering or embed financial services directly into their existing software.
PARTNER DETAILS
Visa Ready
Issuer Processor: Stripe Issuing
Stripe Issuing lets you instantly create, manage, and distribute virtual or physical cards. With Issuing, you can build expense management companies; fleet solutions; buy now, pay later (BNPL) financing; and more. Get started in minutes and control every detail, from card design to approving transactions in real time.
Capabilities
| Category | Issuer Processor | Authorization Flow |
Fully Managed, Partially Managed |
| Full Stack Solution | Yes | Incremental Authorization | Yes |
| Visa Credential & Card Support | US: Commercial, Prepaid, Small Business, Credit UK/EU: Prepaid, Credit, Commercial |
Instant Funding / $0-Balance Transactions | Yes |
| PCI Compliance | Yes | Proprietary or Visa Access Control Server (ACS) | Proprietary |
| In-Region Support | U.S., Europe | Risk Based Authentication (3DS 2.0) | Yes |
| Solution Deployment | Cloud | Real-time Risk Scoring | Yes |
| Tenancy Architecture | Multi-product/Multi-client/Multi-BIN | Custom Fraud Rules | Yes |
| Comprehensive APIs | Yes | BIN Sponsor Connections | Yes |
| Sandbox Testing Environment | Full testing and simulation environment for all APIs and test cases | Program Management / End-to-End | Yes |
| Visa Token Service (VTS) Support | Manual Provision, Push Provision | Full-service Credit Program Management |
No |
| Reporting | Customizable, API-based | Multi-currency Partitioning | Yes |
| Uptime Availability in operational region(s | 99.99% | Visa Direct Support | Yes |
| Customizable Authorization Decisioning | Yes | Installments Support | Yes |
| Visa QR Payments ("Scan to Pay" Support) | No | Visa Value-Added Services Integration | No |
Program
Visa Ready
Capability
Issuer Processor
Stripe Tap to Pay on Android
Solution Information
| Type of Solution | Full SDK |
| Version | 2.21.1 |
| Hardware Compatibility |
Broad compatibility with devices running Android OS |
| Operating System Compatibility | Android 10.0 and higher |
| PIN | No |
| Security Mechanism | Trusted Execution Environment |
Program
Visa Ready
Capability
Tap to Phone