Thredd
Thredd is the trusted next-gen payments processing partner for innovators looking to modernise their payments offerings
Thredd is the trusted next-gen issuer processing partner for innovators looking to modernise their payments offerings worldwide. We process billions of debit, prepaid and credit transactions annually, serving over 100 fintechs, digital banks, and embedded finance providers, from consumer to corporate, across 44 countries. Thredd is on a mission to transform the world through true partnerships and smart payments and supported the monumental rise of fintech challengers and technology leaders across the world, many of whom have become unicorns worth over US$1billion.
PARTNER DETAILS
Fintech Fast Track, Visa Ready
GPS Apex
GPS has been at the epicenter of the FinTech and Digital Bank evolution since 2012 powering many of todays’ Digital Bank payment capabilities. At the core of the GPS business is our proprietary technology platform enabling the launch of innovative financial products to consumers and businesses by our customer base including Digital Banks, startup and established FinTechs and Tier 1 financial institutions.
GPS is an issuer processor enabling our customers to navigate the complexity of payments, regulation and compliance whilst powering innovation in the delivery of payment services to consumers and businesses including credit, debit, prepaid, mobile/digital, issuing, loyalty, and reward through a combination of our products and services and established global network and connections across the ecosystem.
SOLUTION INFORMATION
| Category | Issuer Processor |
| Visa Credential and Card Support |
Prepaid, Debit, Credit |
| In-Region Support |
Asia Pacific, CEMEA, Europe |
| PCI Compliance |
Yes |
TESTING AND ENVIRONMENT INFORMATION
| Solution Deployment |
Cloud / On-Prem |
| Tenancy Architecture |
Multi-product / Multi-client / Multi-BIN |
| Comprehensive APIs |
Yes |
| Sandbox Testing Environment |
Integrated testing environment and simulation support |
| Uptime Availability in Region(s) | 99.99% |
SOLUTION SUPPORT
| Visa Token Service (VTS) Support |
Token provisioning into Mobile Wallets/Card-on-File, Lifecycle Management |
| Visa Direct Support |
Yes |
| Visa Next Lite Integration |
No |
| Visa QR Payments ("Scan to Pay" Support) |
In progress |
| Customizable Authorization Decisioning |
Yes |
| Reporting |
Customizable, API-based |
| Authorization Flow |
Fully Managed, Partially Managed |
| Incremental Authorization |
Yes |
ADDITIONAL SOLUTION INFORMATION
| Instant Funding / $0-Balance Transactions |
Yes |
| Proprietary or Visa Access Control Server (ACS) |
Yes |
| Risk-based Authentication (3DX 2.0) |
Yes |
| Real-time Risk Scoring |
Yes |
| Custom Fraud Rules |
Yes |
| BIN Sponsor Connections |
Yes |
| Program Management / End-to-End |
No |
| Full-service Credit Program Management |
No |
| Multi-currency Partitioning |
Yes |
| Visa Value-added Services Integration |
None |
| Other Value-added Services Integrations |
Agency Banking (UK) |
Program
Visa Ready
Capability
Issuer Processor
Thredd for Government Disbursements
The Visa Ready for Government Disbursements program assesses issuer processors’ capabilities against government requirements, and enables Visa to match governments to providers for their specific program needs. For disbursement programs, governments make special considerations to protect and accommodate beneficiaries in socially and economically vulnerable situations, and working with a delivery partner with the necessary capabilities is crucial. Visa Ready enables governments to find specialist partners to deliver against their requirements and meet their particular needs
Visa Ready for Government Disbursements - Issuer Processor
| Capabilities | Issuer processing |
| VRGD partner for | Asia Pacific |
| Visa credential and card support |
Prepaid, Debit, Credit |
| PCI compliance |
Yes |
| Uptime availability | 99.99% |
| Additional solution support | Visa Token Service Visa Direct (partial) Instalments Virtual Card |
Program
Visa Ready
Capability
Government Disbursements