Digital Wallets

Digital wallets are a great way to virtually load a physical card into a mobile app – and store its value for fast, easy access at the point of purchase. 

Digital wallet users can download an app, provision a virtual card, make point-of-sale transactions through contactless and scan to pay or push payments. They can also send or receive money into their wallet and withdraw funds to eligible card or accounts via Visa Direct. 

digital wallet

See how digital wallets can transform the virtual card experience for your customers

Digital wallets might be for you if you are:

  • A startup in an emerging market seeking to leapfrog a physical card program
  • Looking for a way to enable digital payments and remittances both domestically and across borders
  • In need of a high-usage payments platform to extend your customer relationships
  • Serving customers who don’t have access to traditional brick and mortar banks

Want to learn more about payments?

Check out Steps to Launch a Payments Program to dig deeper.

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Build Your Digital Wallet Solution

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Issuance and Controls

Issue virtual and physical cards and give your users the ability to manage card controls, like spend restrictions.

Things to Consider

To enable digital issuance, you will need a BIN Sponsor or a direct Visa License as well as an Issuer Processor.

Product Documentation

Check out our beta APIs at Visa Next.


Push Payments

Push payment (Visa Direct) helps enable funds to be sent to any eligible Visa credential. Funds are posted to a deposit or omnibus account via the Primary Account Number of the card. In addition, Visa offers the Visa Push Payment Gateway Service to enable push-to-card capabilities for non-Visa cards in the U.S. and Canada.

Things to Consider

To enable Visa Direct, you will need a BIN sponsor or a principal Visa license as well as an acquirer processor. A Visa Direct Partner can help you find an acquirer.

Product Documentation

Our products are documented and accessed through Visa Developer Center.


Card Offers

Delight qualified enrolled cardholders with relevant notifications of offers near them and in real-time.

Things to Consider

You will need to request access to the Visa Offers Platform through

Product Documentation

Our products are documented and accessed through Visa Developer Center.

I’m ready to start building!

We’ll take you to Visa Developer Center to start your project.

Go to Visa Developer Center

Learn More

Learn more about payments and how to bring your product to market.

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Fintech Fast Track Program

Quick and easy way to onboard with Visa.
Great for entrepreneurs looking for favorable commercial terms and hands-on guidance.