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Productfy makes it easy for companies to launch financial products. With embeddable applications integrated with world-class financial and compliance experts, bank partners, and program support, companies can access a unified solution to accelerate financial innovation and time to market. 

Productfy provides innovative consumer and commercial banking solutions, including payment acceptance, money movement, digital banking and virtual accounts, and innovative debit and credit card programs. We also focus on underbanked communities with our financial wellness solutions, including credit builder and earned wage access programs.

Partner Type

Visa Ready: Fintech Enablement Program

Category

Program Manager

Solution

Consumer Banking
Commercial Banking

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Consumer Banking

Offer banking and card programs that fit the financial needs of your customers, including opening up virtual deposit accounts, instant payments and other money movement, and debit and credit card programs.

Capabilities

Full Stack Solution: Y

Visa Credential & Card Support: Consumer Debit, Prepaid, Credit; Small Business Prepaid, Debit; Commercial Debit, Prepaid 

Typical Implementation Time: 3-8 weeks for white label; 8-20 weeks for APIs

In-Region Support: Y

In-house Processing: N

Processor Relationship with Visa Endpoint: Marqeta

In-House Visa License: N

BaaS Offering: Y

Over the Counter Cash Load Networks: N

Instant Digital Issuance Support: N

Additional Fraud & Risk Solutions: Y

Custom Fraud Rules: N

Customer Service Offerings: Y

Local Language Support: Y

White Label App: Y

Portfolio Management: Y

Multi-Currency Wallet Solution: N

Visa Direct Support: N

Cryptocurrency Support: Y

Installments Support: N

Real-time Risk Scoring: 

Other Capabilities: AML as a service; chargebacks; disputes

Operating Countries

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Commercial Banking

Enable a world class SMB financial ecosystem. Accept Payments, Offer Banking, Launch Card Programs, all-in-one.

Capabilities

Full Stack Solution: Y

Visa Credential & Card Support: Consumer Debit, Prepaid, Credit; Small Business Prepaid, Debit; Commercial Debit, Prepaid 

Typical Implementation Time: 3-8 weeks for white label; 8-20 weeks for APIs

In-Region Support: Y

In-house Processing: N

Processor Relationship with Visa Endpoint: Marqeta

In-House Visa License: N

BaaS Offering: Y

Over the Counter Cash Load Networks: N

Instant Digital Issuance Support: N

Additional Fraud & Risk Solutions: Y

Custom Fraud Rules: N

Customer Service Offerings: Y

Local Language Support: Y

White Label App: Y

Portfolio Management: Y

Multi-Currency Wallet Solution: N

Visa Direct Support: N

Cryptocurrency Support: Y

Installments Support: N

Real-time Risk Scoring: 

Other Capabilities: AML as a service; chargebacks; disputes

Operating Countries