Apto Logo

From day one, Apto Payments wanted to push the envelope.

We set out to democratize card issuance and empower any company, at any size, in any industry, to design and launch new kinds of card programs. In 2015, we launched the first U.S., bitcoin-backed, debit card. Today, we continue to be a champion for the best, most innovative, user-first programs.

Partner Type

Visa Ready

Category

Program Manager

Solution

Card Program Management

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Card Program Management

Apto Payments provides fintech companies with a self-serve solution to test and launch card programs quickly and painlessly. Its developer-friendly platform allows companies to create highly configurable, customized card programs for a wide range of use cases, from crypto cards to expense cards. Apto Payments has deep industry knowledge and transparent pricing, making it an ideal partner for anyone looking to launch a card program as quickly as possible. Reach out to learn more about how Apto moves payments forward.

Solution Information

Category
Program Manager

Full Stack Solution 

Yes

Visa Credential and Card Support
Debit, Consumer, Small Business, Commercial 

Typical Implementation Time
Varies 

In-House Processing

Yes

Processor Relationship with Visa Endpoint
Yes

In-House Visa License
No

In-Region Support
Yes

BaaS Offering
No

Capabilities

Over the Counter Cash Load Networks
No

Instant Digital Issuance Support
No

Additional Fraud and Risk Solutions
Yes

Customer Fraud Rules
Yes

Customer Service Offerings
Yes

Local Language Support
Yes

White-Label App
Yes

Portfolio Management
Yes

Multi-Currency Wallet Solution
No

Additional Capabilities

Visa Direct Support
Yes

Cryptocurrency Support
Yes

Installments Support
Yes

Real-Time Risk Scoring
Yes

Other Capabilities
Revolving credit lines; collection

Operating Countries