Apto
From day one, Apto Payments wanted to push the envelope.
We set out to democratize card issuance and empower any company, at any size, in any industry, to design and launch new kinds of card programs. In 2015, we launched the first U.S., bitcoin-backed, debit card. Today, we continue to be a champion for the best, most innovative, user-first programs.
Card Program Management
Apto Payments provides fintech companies with a self-serve solution to test and launch card programs quickly and painlessly. Its developer-friendly platform allows companies to create highly configurable, customized card programs for a wide range of use cases, from crypto cards to expense cards. Apto Payments has deep industry knowledge and transparent pricing, making it an ideal partner for anyone looking to launch a card program as quickly as possible. Reach out to learn more about how Apto moves payments forward.
Solution Information
| Category | Program Manager |
| Full Stack Solution | Yes |
| Visa Credential & Card Support | Debit, Consumer, Small Business, Commercial |
| Typical Implementation Time | Varies |
| In-Region Support | Yes |
| In-house Processing | Yes |
| Processor Relationship with Visa Endpoint | Yes |
| In-House Visa License | No |
| BaaS Offering | No |
Capabilities
| Over the Counter Cash Load Networks |
Yes |
| Instant Digital Issuance Support | Yes |
| Additional Fraud and Risk Solutions | Yes |
| Customer Fraud Rules | Yes |
| Customer Service Offerings | Yes |
| Local Language Support | Yes |
| White-Label App | Yes |
| Portfolio Management | Yes |
| Multi-Currency Wallet Solution | No |
| Visa Direct Support |
Yes |
| Cryptocurrency Support | Yes |
| Installments Support | Yes |
| Real-Time Risk Scoring | Yes |
| Other Capabilities | Revolving credit lines; collection |
Program
Visa Ready
Capability
Program Manager