BPC

Banking. Payments. Context.

Radar Payments is a leading innovative payment processing provider dedicated to financial institutions, including payment service providers (PSPs), banks, acquirers, issuers, and fintechs. It offers advisory services and a one-stop platform for end-to-end omnichannnel processing, enabling the acceptance of most of the widely adopted payment methods, delivered on a PaaS, SaaS, or fully managed service model. Built using BPC’s SmartVista, an industry-recognised payment solution, the Radar Payments platform delivers scalability, resilience, performance, and unparalleled security. Radar Payments is fully owned by BPC and blends BPC’s 25 years of expertise in payments with the fintech world – using the latest digital technologies to create innovative customer payment experiences.

PARTNER DETAILS

Visa Ready

BPC Payments Services

Radar Payments offers payment processing white label services leveraging its SmartVista platform. SmartVista is an end to end payment platform used by over 280 financial institutions worldwide in banking, payment, commerce, government and mobility. Financial Institutions use SmartVista to serve their own retail customers or provide payment and commerce solutions to merchants.

The range of services provided by Radar Payments include:

  • Merchant acquiring and onboarding
  • ATM acquiring and management
  • POS and mPOS acquiring and management
  • Card Management, Acquiring and Issuing including credit, debit, prepaid, gift, corporate, instant issue, virtual, contactless and loyalty cards
  • Ewallet, Microfinance and Agency Banking
  • Tokenization
  • Loyalty and rewards program
  • Fraud as a Service
  • eCommerce white label marketplace
  • Digital Banking
  • Smart City and Automated Fare Collection
  • Government tax and revenue collection

SOLUTION INFORMATION

Category Issuer Processor
Visa Credential and Card Support
Prepaid: Consumer
Debit: Consumer, Small Business
Credit: Consumer, Small Business, Commercial
In-Region Support
Yes
PCI Compliance
Yes

TESTING AND ENVIRONMENT INFORMATION

Solution Deployment
Cloud
Tenancy Architecture
Multi-product / Multi-client / Multi-BIN
Comprehensive APIs
Yes
Sandbox Testing Environment
EFT/POS, ATM, e-Commerce simulated/ testing environment including NDC / DDC, ISO8583, SPDH, SOAP/REST APIs, Test 3DES Keys and test CAs
Uptime Availability in Region(s) 12 month, average 99.98%

SOLUTION SUPPORT

Visa Token Service (VTS) Support
Manual and Push Provisioning (Apple Pay, Google Pay, Android Pay, Samsung Pay)
Visa Direct Support
Yes
Visa Next Lite Integration
No
Visa QR Payments ("Scan to Pay" Support)
Yes
Customizable Authorization Decisioning
Yes
Reporting
Customizable, API-based
Authorization Flow
Fully Managed, Partially Managed
Incremental Authorization
Yes

ADDITIONAL SOLUTION INFORMATION

Instant Funding / $0-Balance Transactions
Yes
Proprietary or Visa Access Control Server (ACS)
Yes
Risk-based Authentication (3DX 2.0)
Yes
Real-time Risk Scoring
Yes
Custom Fraud Rules
Yes
BIN Sponsor Connections
Yes
Program Management / End-to-End
No
Full-service Credit Program Management
No
Multi-currency Partitioning
Yes
Visa Value-added Services Integration
None
Other Value-added Services Integrations
eCommerce Gateway, eKYC

Program

Visa Ready

Capability

Issuer Processor