BPC

Banking. Payments. Context.

Radar Payments is a leading innovative payment processing provider dedicated to financial institutions, including payment service providers (PSPs), banks, acquirers, issuers, and fintechs. It offers advisory services and a one-stop platform for end-to-end omnichannnel processing, enabling the acceptance of most of the widely adopted payment methods, delivered on a PaaS, SaaS, or fully managed service model. Built using BPC’s SmartVista, an industry-recognised payment solution, the Radar Payments platform delivers scalability, resilience, performance, and unparalleled security. Radar Payments is fully owned by BPC and blends BPC’s 25 years of expertise in payments with the fintech world – using the latest digital technologies to create innovative customer payment experiences.

BPC Website Contact Email

PARTNER DETAILS

Visa Ready

BPC Payments Services

Radar Payments offers payment processing white label services leveraging its SmartVista platform. SmartVista is an end to end payment platform used by over 280 financial institutions worldwide in banking, payment, commerce, government and mobility. Financial Institutions use SmartVista to serve their own retail customers or provide payment and commerce solutions to merchants.

The range of services provided by Radar Payments include:

  • Merchant acquiring and onboarding
  • ATM acquiring and management
  • POS and mPOS acquiring and management
  • Card Management, Acquiring and Issuing including credit, debit, prepaid, gift, corporate, instant issue, virtual, contactless and loyalty cards
  • Ewallet, Microfinance and Agency Banking
  • Tokenization
  • Loyalty and rewards program
  • Fraud as a Service
  • eCommerce white label marketplace
  • Digital Banking
  • Smart City and Automated Fare Collection
  • Government tax and revenue collection

SOLUTION INFORMATION

Category Issuer Processor
Visa Credential and Card Support
 Prepaid: Consumer
Debit: Consumer, Small Business
Credit: Consumer, Small Business, Commercial
In-Region Support
 Yes
PCI Compliance
 Yes

TESTING AND ENVIRONMENT INFORMATION

Solution Deployment
 Cloud
Tenancy Architecture
 Multi-product / Multi-client / Multi-BIN
Comprehensive APIs
 Yes
Sandbox Testing Environment
 EFT/POS, ATM, e-Commerce simulated/ testing environment including NDC / DDC, ISO8583, SPDH, SOAP/REST APIs, Test 3DES Keys and test CAs
Uptime Availability in Region(s) 12 month, average 99.98%

SOLUTION SUPPORT

Visa Token Service (VTS) Support
 Manual and Push Provisioning (Apple Pay, Google Pay, Android Pay, Samsung Pay)
Visa Direct Support
 Yes
Visa Next Lite Integration
 No
Visa QR Payments ("Scan to Pay" Support)
 Yes
Customizable Authorization Decisioning
 Yes
Reporting
 Customizable, API-based
Authorization Flow
 Fully Managed, Partially Managed
Incremental Authorization
 Yes

ADDITIONAL SOLUTION INFORMATION

Instant Funding / $0-Balance Transactions
 Yes
Proprietary or Visa Access Control Server (ACS)
 Yes
Risk-based Authentication (3DX 2.0)
 Yes
Real-time Risk Scoring
 Yes
Custom Fraud Rules
 Yes
BIN Sponsor Connections
 Yes
Program Management / End-to-End
 No
Full-service Credit Program Management
 No
Multi-currency Partitioning
 Yes
Visa Value-added Services Integration
 None
Other Value-added Services Integrations
 eCommerce Gateway, eKYC

Program

Visa Ready

Capability

Issuer Processor