BPC Payment Services

Banking. Payments. Context.

Radar Payments is a leading innovative payment processing provider dedicated to financial institutions, including payment service providers (PSPs), banks, acquirers, issuers, and fintechs. It offers advisory services and a one-stop platform for end-to-end omnichannnel processing, enabling the acceptance of most of the widely adopted payment methods, delivered on a PaaS, SaaS, or fully managed service model. Built using BPC’s SmartVista, an industry-recognised payment solution, the Radar Payments platform delivers scalability, resilience, performance, and unparalleled security. Radar Payments is fully owned by BPC and blends BPC’s 25 years of expertise in payments with the fintech world – using the latest digital technologies to create innovative customer payment experiences.

Partner Type

Visa Ready Certified

Category

Issuer Processor

Solutions

Visa Ready: Radar Payments

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Visa Ready: Radar Payments

Radar Payments offers payment processing white label services leveraging its SmartVista platform. SmartVista is an end to end payment platform used by over 280 financial institutions worldwide in banking, payment, commerce, government and mobility. Financial Institutions use SmartVista to serve their own retail customers or provide payment and commerce solutions to merchants.

The range of services provided by Radar Payments include:

  • Merchant acquiring and onboarding
  • ATM acquiring and management
  • POS and mPOS acquiring and management
  • Card Management, Acquiring and Issuing including credit, debit, prepaid, gift, corporate, instant issue, virtual, contactless and loyalty cards
  • Ewallet, Microfinance and Agency Banking
  • Tokenization
  • Loyalty and rewards program
  • Fraud as a Service
  • eCommerce white label marketplace
  • Digital Banking
  • Smart City and Automated Fare Collection
  • Government tax and revenue collection
Solution Information

Category
Issuer Processor

Visa Credential and Card Support
Prepaid: Consumer
Debit: Consumer, Small Business
Credit: Consumer, Small Business, Commercial

In-Region Support
Yes

PCI Compliance
Yes

Testing and Environment Information

Solution Deployment
Cloud

Tenancy Architecture
Multi-product / Multi-client / Multi-BIN

Comprehensive APIs
Yes

Sandbox Testing Environment
EFT/POS, ATM, e-Commerce simulated/ testing environment including NDC / DDC, ISO8583, SPDH, SOAP/REST APIs, Test 3DES Keys and test CAs

Uptime Availability in Region(s)
12 month, average 99.98%

Solution Support

Visa Token Service (VTS) Support
Manual and Push Provisioning (Apple Pay, Google Pay, Android Pay, Samsung Pay)

Visa Direct Support
Yes

Visa Next Lite Integration
No

Visa QR Payments ("Scan to Pay" Support)
Yes

Customizable Authorization Decisioning
Yes

Reporting
Customizable, API-based

Authorization Flow
Fully Managed, Partially Managed

Incremental Authorization
Yes

Additional Solution Information

Instant Funding / $0-Balance Transactions
Yes

Proprietary or Visa Access Control Server (ACS)
Yes

Risk-based Authentication (3DX 2.0)
Yes

Real-time Risk Scoring
Yes

Custom Fraud Rules
Yes

BIN Sponsor Connections
Yes

Program Management / End-to-End
No

Full-service Credit Program Management
No

Multi-currency Partitioning
Yes

Visa Value-added Services Integration
None

Other Value-added Services Integrations
eCommerce Gateway, eKYC

Operating Countries