Carta
Platform offering unlimited opportunity for product innovation
Carta delivers secure and scalable solutions enabling optimal control and configuration, along with open developer tools for unlimited potential.
Issuer Processor
Secure, scalable issuing solutions
Carta's systems are specifically architected to meet the complex demands of the modern payments environment. Carta delivers secure and scalable solutions enabling optimal control and configuration, along with open developer tools for unlimited potential.
Designed for 21st century payments
Flexible, adaptive and scalable platform to power core financial services and enable innovative payment products:
- Real-time
- Transaction control
- Rules-based
- Rapid
- Developer-ready
Comprehensive issuance and card management system
The Carta platform provides extensive technology and services to enable card management, authorization, clearing and settlement, customer services, reporting and risk management.
It powers a full range of consumer, corporate and custom solutions including:
- EMV-Contact and contacless cards
- Virtual / digital account solutions
- Prepaid-GDPR, gift and other
- Devit and decoupled debit
- Restricted authorization network
- Multi-currency and F/X
- Private label and merchant solutions
Solution Information
| Visa Credential and Card Support | Prepaid, debit, consumer, small business, commercial |
| In-Region Support | Yes |
| PCI Compliance | Yes |
| Instant Funding / $0-Balance Transactions | Yes |
| Proprietary or Visa Access Control Server (ACS) | Yes |
| Risk-based Authentication (3DX 2.0) | Yes |
| Real-time Risk Scoring | Yes |
| Custom Fraud Rules | Yes |
| BIN Sponsor Connections | Yes |
| Program Management / End-to-End | No |
| Full-service Credit Program Management | No |
| Multi-currency Partitioning | Yes |
| Visa Value-added Services Integration | None |
| Other Value-added Services Integration | Payment gateways, eKYC providers |
Testing and Environment Information
| Solution Deployment | Cloud |
| Tenancy Architecture | Multi-tenant |
| Comprehensive APIs | Yes |
| Sandbox Testing Environment | Full testing and simulation environment for all APIs and test cases |
| Uptime Availability in Region(s) | 99.99% |
Solution Support
| Visa Token Service (VTS) Support | Yes, push provision |
| Visa Direct Support | Yes |
| Visa QR Payments ("Scan to Pay" Support) | No |
| Customizable Authorization Decisioning | Yes |
| Reporting | Custom, API-based |
| Authorization Flow | Fully Managed, Partially Managed |
| Incremental Authorization | Yes |
Program
Visa Ready
Capability
Issuer Processor