Carta’s platform offers unlimited opportunity for product innovation
Carta delivers secure and scalable solutions enabling optimal control and configuration, along with open developer tools for unlimited potential.
Secure, scalable issuing solutions
Carta's systems are specifically architected to meet the complex demands of the modern payments environment. Carta delivers secure and scalable solutions enabling optimal control and configuration, along with open developer tools for unlimited potential.
Designed for 21st century payments
Flexible, adaptive and scalable platform to power core financial services and enable innovative payment products:
- Real-time
- Transaction control
- Rules-based
- Rapid
- Developer-ready
Comprehensive issuance and card management system
The Carta platform provides extensive technology and services to enable card management, authorization, clearing and settlement, customer services, reporting and risk management.
It powers a full range of consumer, corporate and custom solutions including:
- EMV-Contact and contacless cards
- Virtual / digital account solutions
- Prepaid-GDPR, gift and other
- Devit and decoupled debit
- Restricted authorization network
- Multi-currency and F/X
- Private label and merchant solutions
Solution Information
Category
Issuer Processor
Visa Credential and Card Support
Prepaid, debit, consumer, small business, commercial
In-Region Support
Yes
PCI Compliance
Yes
Testing and Environment Information
Solution Deployment
Cloud
Tenancy Architecture
Multi-tenant
Comprehensive APIs
Yes
Sandbox Testing Environment
Full testing and simulation environment for all APIs and test cases
Uptime Availability in Region(s)
99.99%
Solution Support
Visa Token Service (VTS) Support
Yes, push provision
Visa Direct Support
Yes
Visa QR Payments ("Scan to Pay" Support)
No
Customizable Authorization Decisioning
Yes
Reporting
Custom, API-based
Authorization Flow
Fully Managed, Partially Managed
Incremental Authorization
Yes
Additional Solution Information
Instant Funding / $0-Balance Transactions
Yes
Proprietary or Visa Access Control Server (ACS)
Yes
Risk-based Authentication (3DX 2.0)
Yes
Real-time Risk Scoring
Yes
Custom Fraud Rules
Yes
BIN Sponsor Connections
Yes
Program Management / End-to-End
No
Full-service Credit Program Management
No
Multi-currency Partitioning
Yes
Visa Value-added Services Integration
None
Other Value-added Services Integrations
payment gateways, eKYC providers