Point-of-Sale financing for eCommerce. Buy Now, Pay Later.

ChargeAfter is the leading network for Buy Now Pay Later Consumer Financing, connecting merchants and lenders to provide shoppers with responsible, approved, and personalized financing offers from multiple lenders behind a single application. With dozens of pre-integrated financing lenders and banks, the ChargeAfter platform provides a wide array of options for the entire Buy Now Pay Later network.


Visa Ready

Visa BNPL Enablement

ChargeAfter offers a frictionless, scalable checkout experience through instant credit line approval for POS financing as well as multi-lender matching with high consumer approval rates.

ChargeAfter’s solution offers the following:

  • Simplified integration: Offers a single platform for all types of card and non-card installments
  • Flexible funding options: Consumer choice between card installment offers and point-of-sale financing options
  • Use of standard checkout flow: Intuitive solution fit within existing checkout process
  • Scalable, global solution: Global scalability through issuer and lender financial capability
  • No new application on card-based installments: Leverages existing payment processing rails for card installments
  • Merchant uplift: Increase sales conversion, site-wide sales and average order value
  • Bank/Acquirer/PSP/Gateway white labeling: offers the ability for bank, acquirer and gateway partners to white label platform and go-to-market with a ready-made consumer financing solution


Visa Ready


Buy Now Pay Later (BNPL)