CoreCard
CoreCard is a leading issuer-processor and provider of card management and transaction processing systems. CoreCard offers an array of account management and system of record solutions to support the innovative and complex requirements of the evolving global financial services industry. The CoreCard platform provides the market's most feature-rich design for card processing and managing accounts. The platform supports a full range of card products including prepaid/stored-value, fleet, revolving credit, loans, pay-day lending, debit, commercial, government, healthcare and private-label cards.
CoreCard Platform
The CoreCard platform is an issuer processing system which is elastically scalable and feature rich for any type of card program, providing system of record, transaction processing, statements, front-end CSR/Program portals, Cardholder self service mobile/web, rewards, collections, origination, and integrated with partners for network schemes, card production, IVR, printing/mailing, and much more.
| Visa Credential and Card Support |
Prepaid, Debit, Credit, Consumer |
| In-Region Support | Yes |
| PCI Compliance | Yes |
| Solution Deployment | Cloud, On-Prem |
| Tenancy Architecture | Multi-product, Multi-client, Multi-BIN |
| Comprehensive APIs | Yes |
| Sandbox Testing Environment | Full testing and simulation environment for APIs |
| Uptime Availability in Region(s) | 100% |
| Visa Token Service (VTS) Support | Manual Provision, Push Provision |
| Visa Direct Support | Yes |
| Visa QR Payments ("Scan to Pay" Support) | No |
| Customizable Authorization Decisioning | Yes |
| Reporting |
Yes |
| Reporting | Fraud Management, Card Inventory Management, PIN Management, Transaction Authorization, Financial Balance and Posting, Transaction Settlement |
| Authorization Flow | Fully Managed, Partially |
| Incremental Authorization | Yes |
| Instant Funding / $0-Balance Transactions | Yes |
| Proprietary or Visa Access Control Server (ACS) | No |
| Risk-based Authentication (3DS 2.0) | No |
Real-time Risk Scoring |
Yes |
| Custom Fraud Rules | Yes |
| BIN Sponsor Connections | Yes |
| Program Management / End-to-End | Yes |
| Full-service Credit Program Management | No |
| Multi-currency Partitioning | Yes |
| Visa Value-added Services Integration | No |
Program
Visa Ready
Capability
Issuer Processor