Corserv Company Logo

Corserv provides payment card issuing services including our turnkey program for credit cards, P-cards, and virtual cards that enables Banks and Fintechs to deliver competitive, branded payment services to their customers.

Our secure hosted programs combine our credit, compliance and marketing expertise with our modern online solution and open APIs – everything clients need to quickly build a successful card-issuing business. Our Bank and Fintech clients increase their earnings per share by benefitting from loan interest, interchange, fee income and economies of scale from Corserv’s client base. Most importantly, they deepen their customer relationships. 

Partner Type

Visa Ready Certified 

Category

Issuer Processor

Solutions
PCaaSA (Payment Cards as a Service API)

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PCaaSA (Payment Cards as a Service API)

Our modern payment card issuer processing API platform enables innovators to create their card programs with ease, flexibility, and reliability. Our technology empowers you to issue payment cards successfully for your consumer and business customers, whatever your business model. Our deep experience will ensure that you navigate easily through the typically complex process. Our in-depth analytics and reporting will provide you the insights that you need to make your card issuing program a profitable success.

We offer a configurable, developer- friendly, SOC and PCI DSS compliant environment with all the modules you need to launch a successful payment card program. We are connected to multiple bank sponsors. Our services include complete account management, card management including virtual cards, flexible product configuration, comprehensive spend controls, cooperative authorization, mobile wallets, transaction controls and insights and several program management services such as fraud management, KYC, and dispute handling. The solution is scalable from startups to the largest payment card processing needs.

Solution Information

Category
Issuer Processor

Visa Credential and Card Support
Prepaid, Debit, Credit, Consumer, Small Business, Commercial

In-Region Support
Yes

PCI Compliance
Yes

Testing and Environment Information

Solution Deployment
SaaS

Tenancy Architecture
Multi-tenant

Comprehensive APIs
Yes

Sandbox Testing Environment
Web interface offering configurable transaction types that may be submitted to the client sandbox authorization system

Uptime Availability in Region(s)
99.9%

Solution Support

Visa Token Service (VTS) Support

Yes

Visa Direct Support

No

Visa QR Payments ("Scan to Pay" Support)
No

Customizable Authorization Decisioning
Yes

Reporting
Custom, API-based

Authorization Flow
Fully managed, Partially Managed

Incremental Authorization
Yes

Additional Solution Information

Instant Funding / $0-Balance Transactions
Yes

Proprietary or Visa Access Control Server (ACS)
No

Risk-based Authentication (3DX 2.0)
No

Real-time Risk Scoring
Yes

Custom Fraud Rules
Yes

BIN Sponsor Connections
Yes

Program Management / End-to-End
Yes

Full-service Credit Program Management
No

Multi-currency Partitioning
No

Visa Value-added Services Integration
Yes

Other Value-added Services Integrations
eKYC 

Operating Countries