Cybersource offers a complete portfolio of online and in-person services that simplify and automate payments
At Cybersource, we know payments. We helped kick start the eCommerce revolution in 1994 and haven’t looked back since. Through global reach, modern capabilities, and commerce insights, we create flexible, creative commerce solutions for everyday life—experiences that delight your customers and spur growth globally. All through the ease and simplicity of one digital platform to manage all your payment types, fraud strategies, and more. Knowing we are part of Visa and their security-obsessed standards, you can trust that your business is well taken care of—wherever it may go.
Partner Type
Visa Ready Certified
Category
Buy Now Pay Later (BNPL)
Transit - Gateway
Tokenization - eCommerce
Tokenization - TSP
Solutions
Visa Ready: Installments Available through CybersourceVisa Ready: Cybersource Transit Solution
Visa Ready: Cybersource Token Management Service
Visa Ready: Installments Available through Cybersource
With a simple API-based integration, you can add Visa Installments to your established checkout experience simply and with no changes to your existing card processing flow. Our APIs enable you to offer card-based installments at checkout for eCommerce purchases without the hassle of additional accounts to manage or vendors to track.
We offer a full stack of payment services that gives your business additional features and solutions customized for your needs. Fraud protection and tokenization services are just some of the solutions we offer that give you the tools necessary to increase revenue and attract new customers.
In addition to Visa Installments, you may choose from a wide selection of payment methods that fit your payments strategy. From BNPL options to digital wallets, Cybersource offers you the flexibility you need to customize your customer’s payment experience.
How Cybersource makes Visa Installments possible
Transaction Flow:
- Your webpage prompts for consumer payment credentials at checkout
- Once credentials are entered, you send a "Get Installment Plans" request to Cybersource with the consumer's information, and receive a list of installment offers back.
- Your page displays the list of installment oftters to the consumer
- Once the offer is selected by teh consumer, you submit an authorization request for the full amount using the payment info the consumer provided
- You submit a "Select Installment Plan" request using the successful Authorization Transaction ID and payment information to link the plan to the transaction
- You proceed to capture the payment
Visa Ready: Cybersource Transit Solution
Our global payment solutions provide the integrated payment solutions that businesses can use to enable payment acceptance across numerous channels and geographies using a digital-first approach. Offering trusted integrated payment solutions to a wide number of clients, Cybersource offers fast and reliable payment acceptance, with an emphasis on keeping sensitive payment data secure.
Solution Information
Category
Transit - Gateway
Visa Ready Mass Transit Models
MTT, KFT
Components Included in Solution
Payments Gateway
Mass Transit API
Yes
Services and Support Information
Value Added Services Supported
Tokenization
Fraud Screening
Reporting/Analytics
P2PE Capable
Alternate Payment Methods
Online and APP Support
Payment Account Reference API
Yes
Acquirer Connections Supporting Transit
223 acquirer connections globally
Operating Countries
Visa Ready: Cybersource Token Management Service
Cybersource Token Management Service links tokens across service providers, payment types, and channels for sellers, acquirers and tech partners and creates one unified token identifier to centralize management of all tokens and protect sensitive payment data stored in secure Visa data centers.
Solution Information
Category
Tokenization - TSP, Tokenization - eCommerce