DECTA

Experts in Financial IT providing a full range of digital payment services created for Banks & Payment Service Providers

Used by 2000+ companies across 32 countries, our products include: 3rd party Technical Payment Processing for Issuers and Acquirers, 3D Secure support, White Label Payment Gateway, Payment Acquiring Solutions. 

PARTNER DETAILS

Visa Ready

Issuer and Acquirer Processor

Complete issuer processing platform for Banks and financial institutions in EU and APAC regions. Reach out to get more info on our solutions.

  • SLA: 99.99% uptime
  • 3D Secure with biometric authentication
  • Fraud management · Dispute management
  • Full card issuing flow · Transaction processing
  • Technical and financial authorisation processing
  • Payments infrastructure
  • API for card management
  • Tokenization with popular wallets (Apple Pay, Google Pay, Samsung, etc…)
  • Reporting

Solution Type

Issuer and Acquirer Processor

Solution Information

Category Issuer Processor
Visa Credential and Card Support Consumer & Commercial Prepaid / Debit / Credit
In-Region Support Europe, Asia Pacific
PCI Compliance Yes
Solution Deployment Cloud based or On-prem
Tenancy Architechture Multi-Product / Multi-client / Multi-BIN
Comprehensive APIs Yes

Capabilities

Sandbox Testing Environment Auth & API testing environment
Visa Token Services (VTS) Support Yes
Reporting Custom and Standard Report Options
Uptime Availability in Operational Region(s) 99.99%
Customizable Authorization Decisioning Yes
Authorization Flow Yes

Additional Capabilities

Incremental Authorization Yes
Instant Funding / $0-Balance Transactions Yes
Proprietary or Visa Access Control Server (ACS) Yes
Risk-based Authentication (3DS 2.0) Yes
Real-time Risk Scoring
Yes
Custom Fraud Rules
Yes

Additional Solution Information

BIN Sponsor Connections
No
Program Management / End-to-End
No
Full-service Credit Program Management
No
Multi-currency Partitioning
Yes
Visa Direct Support Yes
Visa QR Payments ("Scan to Pay" Support)  No
Visa Value-added Services Integration
No
Other Value-added Services Integrations
eKYC, E-comm payment gateway

Program

Visa Ready

Capability

Issuer Processor