DECTA
Experts in Financial IT providing a full range of digital payment services created for Banks & Payment Service Providers
Used by 2000+ companies across 32 countries, our products include: 3rd party Technical Payment Processing for Issuers and Acquirers, 3D Secure support, White Label Payment Gateway, Payment Acquiring Solutions.
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Issuer and Acquirer Processor
Complete issuer processing platform for Banks and financial institutions in EU and APAC regions. Reach out to get more info on our solutions.
- SLA: 99.99% uptime
- 3D Secure with biometric authentication
- Fraud management · Dispute management
- Full card issuing flow · Transaction processing
- Technical and financial authorisation processing
- Payments infrastructure
- API for card management
- Tokenization with popular wallets (Apple Pay, Google Pay, Samsung, etc…)
- Reporting
Solution Type
Issuer and Acquirer Processor
Solution Information
| Category | Issuer Processor |
| Visa Credential and Card Support | Consumer & Commercial Prepaid / Debit / Credit |
| In-Region Support | Europe, Asia Pacific |
| PCI Compliance | Yes |
| Solution Deployment | Cloud based or On-prem |
| Tenancy Architechture | Multi-Product / Multi-client / Multi-BIN |
| Comprehensive APIs | Yes |
Capabilities
| Sandbox Testing Environment | Auth & API testing environment |
| Visa Token Services (VTS) Support | Yes |
| Reporting | Custom and Standard Report Options |
| Uptime Availability in Operational Region(s) | 99.99% |
| Customizable Authorization Decisioning | Yes |
| Authorization Flow | Yes |
Additional Capabilities
| Incremental Authorization | Yes |
| Instant Funding / $0-Balance Transactions | Yes |
| Proprietary or Visa Access Control Server (ACS) | Yes |
| Risk-based Authentication (3DS 2.0) | Yes |
| Real-time Risk Scoring |
Yes |
| Custom Fraud Rules |
Yes |
Additional Solution Information
| BIN Sponsor Connections |
No |
| Program Management / End-to-End |
No |
| Full-service Credit Program Management |
No |
| Multi-currency Partitioning |
Yes |
| Visa Direct Support | Yes |
| Visa QR Payments ("Scan to Pay" Support) | No |
| Visa Value-added Services Integration |
No |
| Other Value-added Services Integrations |
eKYC, E-comm payment gateway |
Program
Visa Ready
Capability
Issuer Processor