DPS

Full service issuer processing

DPS is a full-service issuer processer, offering simplification and optimization of the payments business for issuers. DPS helps issuers perform better, innovate and gain cost and operating efficiencies. Through a single point of integration, clients can access discreet “pieces” of functionality to complement their own or DPS can manage many aspects of their card business on their behalf, end-to-end. DPS is unique in the industry in terms of its ability to enable innovation, performance and agility at scale for fintechs, traditional issuers, program managers and for other issuer enablers and fintech service providers.

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PARTNER DETAILS

Visa Ready

Issuer Processor

We provide our clients with a comprehensive solution and single point of access to Visa payment products and services, as well as other global capabilities. With Visa DPS, you get a processing platform that leverages cutting-edge technology and provides exceptional service. We are a proven thought leader, evidenced by our position at the forefront of payment innovation, and strive to help you gain long-term success. At our core, we offer:

 

  • Transaction Processing at Scale
  • Integration with 20+ network flows
  • Managed settlement and network compliance
  • Digital enablement
  • Payment fraud mitigation
  • Dispute management
  • Rich data and analytics platform
  • End-to-end campaign solutions to grow your business
  • Cards & credentials
  • Contact Center
  • Terminal driving
  • ISO 20022 message support
  • RESTful APIs 

Program

Visa Ready

Capability

Issuer Processor

Digital Issuance

We provide our clients with a comprehensive solution and single point of access to Visa payment products and services, as well as other global capabilities. With Visa DPS, you get a processing platform that leverages cutting-edge technology and provides exceptional service. We are a proven thought leader, evidenced by our position at the forefront of payment innovation, and strive to help you gain long-term success. At our core, we offer:

- Transaction Processing at Scale

- Integration with 20+ network flows

- Managed settlement and network compliance

- Digital enablement

- Payment fraud mitigation

- Dispute management

- Rich data and analytics platform

- End-to-end campaign solutions to grow your business

- Cards & credentials

- Contact Center

- Terminal driving

- ISO 20022 message support

- RESTful APIs  

Solution Information

Category Digital Issuance
Visa Credential and Card Support
 Credit: Consumer, Small Business, Commercial
Prepaid: Consumer
Debit: Consumer, Small Business
In-Region Support US, EU 
PCI Compliance
 Yes

Origination

 

Consumer Application Hosting No 
eKYC/OFAC Verification  No
Real-time Application Capture No

Onboarding

Account Funding Capabilities  Yes
Visa PAN Generation 
 Yes
Visa PAN Personalization Yes
Card System of Record Yes
Account System of Record No

Enablement

 

Digital/Virtual Card Activation Yes 
Mobile Application Client Hosting

 Yes
Digital Card Display  Yes
In-App Provisioning  Yes
Physical Card Activation Yes

Usage

Transaction Processing Support Yes
Card Lifecycle Management Capabilities Yes
Account Management Capabilities  Yes

Program

Visa Ready

Capability

Digital Issuance

BNPL Virtual Card

DPS can provide virtual card issuance support (setup, transaction processing, servicing) through a series of DPS APIs and webhooks, which allows BNPL lenders to streamline merchant onboarding or card issuers to offer a merchant agnostic BNPL Virtual Card to existing debit or credit card consumer base.

Key Features

  • Virtual Card Issuance – Digitally issue and fund a virtual card in near real-time upon loan approval
  • Instant Funding – Fund virtual cards in real-time use APIs and pass the GL Account # used to fund to streamline reconciliation                        
  • Spend Controls – Setup various types of spend controls to limit transactions to select merchants, time periods, or amounts
  • Flexible Product Classifications – Support for network branded Debit, Prepaid, and Credit along with Private-Label BINs
  • Comprehensive Reporting – Access a full range of management, settlement, and reconciliation reporting to manage your portfolio
  • Webhooks – JSON event notifications enable you to receive real-time notifications of transactions or other consumer activity 

Program

Visa Ready

Capability

Buy Now Pay Later (BNPL)

Visa Installment Solution APIs

As the issuer processer DPS will send installments transactions to the existing host system with installment indicators to allow clients to treat the transaction differently. DPS can provide the installment ledger system if client desires a ledger for installment activities Routing to a different installment system is not available today and is a future roadmap item.

Program

Visa Ready

Capability

Installments