Enfuce
Next level card issuing and payment processing services
Enfuce is a one-stop shop for modern card issuing and payment processing. Founded in 2016, Enfuce has become one of Europe’s leading payment processors that delivers cutting edge debit, prepaid, and credit card solutions across Europe and scaling globally, with offices in Finland, Germany, Latvia, Sweden, and the UK. With Enfuce card solutions, traditional banks, neobanks, and fintechs can create next-level payment experiences for their end users now and into the future.
Issuer Processor
Through our innovative technology and in-depth industry expertise, Enfuce powers stellar payments experience for 16 million end customers worldwide.
Reach out for more information on our solution.
Program
Visa Ready
Capability
Issuer Processor
Fast Go-to-Market
Launch rapidly through streamlined processes with partners, and instantly onboard users through a fully mobile process.
Tech, People and Processes
Reach stellar customer experience by combining Enfuce's state-of-the-art tech and deep industry expertise.
Security and Compliance in our DNA
Ensure your business is always up to speed and compliant with the changing regulatory environment.
Scale and Grow with Enfuce
Take your business to the next level. We help you open new markets, increase columes and unlock new features.
Solution Information
| Category | Issuer Processor |
| Visa Credential and Card Support | Prepaid, Debit, Consumer, Small Business, Commercial |
| In-Region Support | Yes |
| PCI Compliance |
Yes |
Testing and Environment Information
| Solution Deployment |
Cloud, On-prem |
| Tenancy Architecture |
Multi-product / Multi-client / Multi-BIN |
| Comprehensive APIs |
Yes |
| Sandbox Testing Environment |
Full testing and simulation environment for all APIs and test cases |
| Uptime Availability in Region(s) | 99.99% |
Solution Support
| Visa Token Service (VTS) Support | Manual Provision, Push Provision |
| Visa Direct Support |
Yes |
| Visa QR Payments ("Scan to Pay" Support) |
Yes |
| Customizable Authorization Decisioning |
Yes |
| Reporting |
Custom, API-based |
| Authorization Flow |
Fully Managed, Partially Managed |
| Incremental Authorization |
Yes |
Additional Solution Information
| Instant Funding / $0-Balance Transactions | Yes |
| Proprietary or Visa Access Control Server (ACS) | Yes |
| Risk-based Authentication (3DX 2.0) |
Yes |
| Real-time Risk Scoring |
Yes |
| Custom Fraud Rules |
Yes |
| BIN Sponsor Connections |
Yes |
| Program Management / End-to-End |
Yes |
| Full-service Credit Program Management |
No |
| Multi-currency Partitioning |
Yes |
| Visa Value-added Services Integration |
Visa FX Rate API |
| Other Value-added Services Integrations | eKYC Providers, Loyalty solutions, Installments |