Payment technology from the happiest place on earth

Enfuce is an award-winning modular issuer processor. We bring together the brightest minds, best technology and strongest partners to help visionary leaders drive transformative business growth and exceptional customer engagement.

We are the straight-talking payment experts

We strive every day to make it as easy as possible for card business ambitions to become a reality. Whether that’s launching new card use cases in new markets, scaling globally or embarking on major transformation programmes – we work alongside our customers and partners so that the whole process just flows seamlessly from end to effortless end.

With our modular offering, financial and non-financial companies alike have the freedom to choose the optimum combination of issuing and processing capabilities that meet their needs, exactly. Our expert teams have their back every step of the way – and they can rest easy knowing we will solve a problem before they even know there is one.

Founded in 2016, Enfuce is a global company with teams in Finland, Germany, Sweden and the UK. Enfuce, a female-founded fintech, has raised a total of €62 million in several funding rounds – including one of the highest investment rounds raised by a female-led business.


Visa Ready, Fintech Fast Track

Enfuce Card as a Service


When something needs doing, we do it. We care as much as you do, possibly more, about finding and executing the right solution.

Successful card programmes are more than just modern, fast, secure technology. They take the right people and processes too. Luckily, we’ve got that. As well as everything you need to feel calm about compliance, so you can focus on running your business.



Solution Information

Category Digital Issuance
Visa Credential and Card Support
Credit: Consumer, Small Business, Commercial
Prepaid: Consumer, Small Business, Commercial
Debit: Consumer, Small Business
In-Region Support Europe
PCI Compliance



Consumer Application Hosting Yes 
eKYC/OFAC Verification  No
Real-time Application Capture Yes


Account Funding Capabilities  Yes
Visa PAN Generation 
Visa PAN Personalization Yes
Card System of Record Yes
Account System of Record Yes



Digital/Virtual Card Activation Yes 
Mobile Application Client Hosting

Digital Card Display  Yes
In-App Provisioning  Yes
Physical Card Activation Yes


Transaction Processing Support Yes
Card Lifecycle Management Capabilities Yes
Account Management Capabilities  Yes


Visa Ready


Digital Issuance