Evertec Logo

Evertec is a leading full-service transaction processing business in Latin America and the Caribbean, providing a broad range of merchant acquiring, payment services and business process management services. In addition, Evertec processes approximately three billion transactions annually and offers technology outsourcing in all the regions it serves. Based in Puerto Rico, Evertec operates in 26 Latin American countries and serves a diversified customer base of leading financial institutions, merchants, corporations, and government agencies with “mission-critical” technology solutions.

Partner Type

Visa Ready

Category

Issuer Processor 

Solution

Evertec Siscard

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Evertec Siscard

Evertec provides a card issuer solution on a single platform with multiple APIs to configure your own service. With our issuer processing service, you manage the end-to-end processing of your payment products. We provide efficiency and flexibility in managing your prepaid, debit, and credit card portfolio, leveraging industry trends. Our services are available to integrate payment mechanisms, support for business processes, and a specialized service center.

We service more than 100 issuers in 15 countries in Latin America with a flexible solution that encompasses some of these features:

• Multi-product, multi-language, multi-currency

• Complete real-time product management

• Account administration

• Customer origination, activation, and retention

• Contactless, chip and magnetic stripe card issuance

• Interfaces with external systems

• Online and offline authorization

• Tokenization and authentication

• Settlement of transactions

• Online fraud and risk management

Capabilities

Category
Issuer Processor 

Visa Credential and Card Support
Prepaid, Debit, & Credit

In-Region Support
PR, DO, MX, GT, CR, PA, CO, BR, CL, UY

PCI Compliance

Yes

Solution Deployment 

Cloud

Tenancy Architechture 

Multi-product/Multi-client/Multi-BIN

Sandbox Testing Environment 

UAT environment to emulate the production environment all Evertec clients

Visa Token Service (VTS) Support

Provisioning into E-comm/Card-on-File, Wearables, and Industry Wallets (including ApplePay) 

Reporting

Custom, API-based 

Uptime Availability in operational region(s)

99.99%

Customizable Authorization Decisioning

Yes

Authorization Flow 

No

Capabilities

Incremental Authorization

Yes

Instant Funding/ $0-Balance Transactions
Yes

Proprietary or Visa Access Control Server (ACS)

Yes

Risk Based Authentication (3DS 2.0)

Yes

Real-time Risk Scoring

Yes

Custom Fraud Rules

Yes

BIN Sponsor Connections

Yes

Program Management/ End-to-End 
Partial 

Full-service Credit Program Management 

No

Multi-currency Partitioning 

Yes

Visa Direct Support 

Yes

Visa QR Payments ("Scan to Pay" Support) 

No

Visa Value-Added Services Integration 

No

Other Value-Added Services Integrations

Loyalty solutions, Payment gateway 

Operating Countries