Evertec

Evertec is a leading full-service transaction processing business in Latin America and the Caribbean, providing a broad range of merchant acquiring, payment services and business process management services. In addition, Evertec processes approximately three billion transactions annually and offers technology outsourcing in all the regions it serves. Based in Puerto Rico, Evertec operates in 26 Latin American countries and serves a diversified customer base of leading financial institutions, merchants, corporations, and government agencies with “mission-critical” technology solutions.

PayStudio

Evertec provides a card issuer solution on a single platform with multiple APIs to configure your own service. With our issuer processing service, you manage the end-to-end processing of your payment products. We provide efficiency and flexibility in managing your prepaid, debit, and credit card portfolio, leveraging industry trends. Our services are available to integrate payment mechanisms, support for business processes, and a specialized service center.

We service more than 100 issuers in 15 countries in Latin America with a flexible solution that encompasses some of these features:

  • Multi-product, multi-language, multi-currency
  • Complete real-time product management
  • Account administration
  • Customer origination, activation, and retention
  • Contactless, chip and magnetic stripe card issuance
  • Interfaces with external systems
  • Online and offline authorization
  • Tokenization and authentication
  • Settlement of transactions
  • Online fraud and risk management

Capabilities

Category
Issuer Processor Instant Funding/ $0-Balance Transactions Yes
Visa Credential and Card Support Prepaid, Debit, & Credit Proprietary or Visa Access Control Server (ACS) Yes
In-Region Support PR, DO, MX, GT, CR, PA, CO, BR, CL, UY Risk Based Authentication (3DS 2.0) Yes
PCI Compliance Yes Real-time Risk Scoring Yes
Solution Deployment Cloud Custom Fraud Rules Yes
Tenancy Architechture  Multi-product/Multi-client/Multi-BIN BIN Sponsor Connections Yes
Sandbox Testing Environment  UAT environment to emulate the production environment all Evertec clients Program Management/ End-to-End Partial 
Visa Token Service (VTS) Support Provisioning into E-comm/Card-on-File, Wearables, and Industry Wallets (including ApplePay)  Full-service Credit Program Management  No
Reporting Custom, API-based  Multi-currency Partitioning  Yes
Uptime Availability in operational region(s) 99.99% Visa Direct Support  Yes
Customizable Authorization Decisioning Yes Visa QR Payments ("Scan to Pay" Support)  No
Authorization Flow No Visa Value-Added Services Integration  No
Incremental Authorization Yes Other Value-Added Services Integrations Loyalty solutions, Payment gateway

Program

Visa Ready

Capability

Issuer Processor


Evertec Siscard

Evertec provides a card issuer solution on a single platform with multiple APIs to configure your own service. With our issuer processing service, you manage the end-to-end processing of your payment products. We provide efficiency and flexibility in managing your prepaid, debit, and credit card portfolio, leveraging industry trends. Our services are available to integrate payment mechanisms, support for business processes, and a specialized service center.

We service more than 100 issuers in 15 countries in Latin America with a flexible solution that encompasses some of these features:

  • Multi-product, multi-language, multi-currency
  • Complete real-time product management
  • Account administration
  • Customer origination, activation, and retention
  • Contactless, chip and magnetic stripe card issuance
  • Interfaces with external systems
  • Online and offline authorization
  • Tokenization and authentication
  • Settlement of transactions
  • Online fraud and risk management

Capabilities

Category
Issuer Processor Instant Funding/ $0-Balance Transactions Yes
Visa Credential and Card Support Prepaid, Debit, & Credit Proprietary or Visa Access Control Server (ACS) Yes
In-Region Support PR, DO, MX, GT, CR, PA, CO, BR, CL, UY Risk Based Authentication (3DS 2.0) Yes
PCI Compliance Yes Real-time Risk Scoring Yes
Solution Deployment Cloud Custom Fraud Rules Yes
Tenancy Architechture  Multi-product/Multi-client/Multi-BIN BIN Sponsor Connections Yes
Sandbox Testing Environment  UAT environment to emulate the production environment all Evertec clients Program Management/ End-to-End Partial 
Visa Token Service (VTS) Support Provisioning into E-comm/Card-on-File, Wearables, and Industry Wallets (including ApplePay)  Full-service Credit Program Management  No
Reporting Custom, API-based  Multi-currency Partitioning  Yes
Uptime Availability in operational region(s) 99.99% Visa Direct Support  Yes
Customizable Authorization Decisioning Yes Visa QR Payments ("Scan to Pay" Support)  No
Authorization Flow No Visa Value-Added Services Integration  No
Incremental Authorization Yes Other Value-Added Services Integrations Loyalty solutions, Payment gateway

Program

Visa Ready

Capability

Issuer Processor

Bin Sponsorship Program

Evertec enables the BIN Sponsorship program for all-size companies willing to join as a sponsored member of VISA. We offer the possibility to issue your own debit, credit or prepaid cards, accessing the services and benefits offered by VISA.

Program

Visa Ready

Capability

BIN Sponsors

Program Manager

You can focus on building your brand and expanding your distribution channels, while Evertec handles the intricacies of your payment processing operation with the most complete technology stack. With Evertec by your side, you can transform your ideas into tangible products within weeks, eliminating the need to build capabilities from scratch which can be both costly and inefficient for your organization.

Program

Visa Ready

Capability

Program Manager