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Our more than 55,000 people are dedicated to advancing the way the world pays, banks and invests by applying our scale, deep expertise and data-driven insights. We help our clients use technology in innovative ways to solve business-critical challenges and deliver superior experiences for their customers. Headquartered in Jacksonville, Florida, FIS is a Fortune 500 company and is a member of Standard & Poor’s 500 Index.

Partner Type

Fintech Fast Track

Visa Ready


Visa Ready: Issuer Processor

Visa Ready: BNPL


Visa Ready: Payments One Cards (P1C) Visa Ready: BNPL Solutions


Visa Ready: Payments One Cards (P1C)

Cardholders demand faster, simpler, seamless and secure payments. With Payments One, you can deliver self-service tools, offer differentiating loyalty solutions, enable fraud controls, and other value-added digital services to gain a competitive advantage and drive brand loyalty.

Consumer, SMB, Commercial Card and Prepaid programs

Consumer, SMB, Commercial card and prepaid programs provide a valuable revenue stream for financial institutions and help businesses manage their spending. Lower costs and stay top-of-wallet by offering a digital-first cardholder experience for your clients – such as enabling contactless payments, digital card issuance and self-service card controls. Combine reward points across multiple cards so they can accumulate rewards even quicker by combining a business card with a personal one. 

Solution Information

Issuer Processor

Visa Credential and Card Support
Prepaid, Debit, Credit

In-Region Support
Australia, UK, U.S., New Zealand, Philippines, Brazil, Thailand

PCI Compliance

Testing and Environment Information

Solution Deployment

Tenancy Architecture
Multi-product, Multi-client, Multi-BIN, Multi-region

Comprehensive APIs

Sandbox Testing Environment
Dedicated current release and next release testing environments

Uptime Availability in Region(s)

Solution Support

Visa Token Service (VTS) Support
Push provisioning, wallet connections with Apple, FitBit, Garmin, Google, Netflix, Samsung, LG Pay

Visa Direct Support

Visa QR Payments ("Scan to Pay" Support)

Customizable Authorization Decisioning

Custom, API-based

Authorization Flow
Fully Managed

Incremental Authorization

Additional Solution Information

Instant Funding / $0-Balance Transactions

Proprietary or Visa Access Control Server (ACS)

Risk-based Authentication (3DS 2.0)

Real-time Risk Scoring

Custom Fraud Rules

BIN Sponsor Connections

Program Management / End-to-End

Full-service Credit Program Management

Multi-currency Partitioning

Visa Value-added Services Integration
Visa Transaction Controls (VTC)

Other Value-added Services Integrations
Loyalty, eCommerce Payment Gateways, eKYC

Operating Countries


Visa Ready: BNPL Solutions

FIS has partnered with Visa to support Visa BNPL through the following capabilities/support activities:

  • Visa API integration
  • Build new ledger type for installments
  • Account for new fees to general ledger
  • Build installment scheduling capabilities (fee calculation, monthly min due, etc.)
  • Implement policies for cancellation, early/late repayment, refunds
  • Implement payment hierarchy
  • Network agnostic support
  • Digital card issuance 
Operating Countries