FIS
Our more than 55,000 people are dedicated to advancing the way the world pays, banks and invests by applying our scale, deep expertise and data-driven insights. We help our clients use technology in innovative ways to solve business-critical challenges and deliver superior experiences for their customers. Headquartered in Jacksonville, Florida, FIS is a Fortune 500 company and is a member of Standard & Poor’s 500 Index.
Payments One Cards (P1C)
Cardholders demand faster, simpler, seamless and secure payments. With Payments One, you can deliver self-service tools, offer differentiating loyalty solutions, enable fraud controls, and other value-added digital services to gain a competitive advantage and drive brand loyalty.
Consumer, SMB, Commercial Card and Prepaid programs
Consumer, SMB, Commercial card and prepaid programs provide a valuable revenue stream for financial institutions and help businesses manage their spending. Lower costs and stay top-of-wallet by offering a digital-first cardholder experience for your clients – such as enabling contactless payments, digital card issuance and self-service card controls. Combine reward points across multiple cards so they can accumulate rewards even quicker by combining a business card with a personal one.
| Visa Credential and Card Support |
Prepaid, Debit, Credit |
| In-Region Support | Australia, UK, U.S., New Zealand, Philippines, Brazil, Thailand |
| PCI Compliance | Yes |
| Solution Deployment | Cloud |
| Tenancy Architecture | Multi-product, Multi-client, Multi-BIN, Multi-region |
| Comprehensive APIs | Yes |
| Sandbox Testing Environment | Dedicated current release and next release testing environments |
| Uptime Availability in Region (s) | 99.99% |
| Visa Token Service (VTS) Support | Push provisioning, wallet connections with Apple, FitBit, Garmin, Google, Netflix, Samsung, LG Pay |
| Visa Direct Support | Yes |
| Visa QR Payments ("Scan to Pay" Support) | No |
| Customizable Authorization Decisioning | Yes |
| Reporting | Custom, API-based |
| Authorization Flow | Fully Managed |
| Incremental Authorization | Yes |
| Instant Funding / $0-Balance Transactions | Yes |
| Propriety or Visa Access Control Server (ACS) | No |
| Risk-based Authentication (3DS 2.0) | Yes |
| Real-time Risk Scoring | Yes |
| Custome Fraud Rules | Yes |
| BIN Sponsor Connections | Yes |
| Program Management / End-to-End | Yes |
| Full-service Credit Program Management | Yes |
| Multi-currency Partitioning | Yes |
| Visa Value-added Services Integration | Visa Transaction Controls (VTC) |
| Other Value-added Services Integrations | Loyalty, eCommerce Payment Gateways, eKYC |
Program
Fintech Fast Track
Capability
Issuer Processor
BNPL Solutions
FIS has partnered with Visa to support Visa BNPL through the following capabilities / support activities:
- Visa API integration
- Build new ledger type for installments
- Account for new fees to general ledger
- Build installment scheduling capabilities (fee calculation, monthly min due, etc.)
- Implement policies for cancellation, early/late repayment, refunds
- Implement payment hierarchy
- Network agnostic support
- Digital card issuance
Program
Fintech Fast Track
Capability
Buy Now, Pay Later (BNPL)