Keyno

Restoring trust in online transactions with turn-key fraud-prevention solutions.

Keyno provides a complete suite of end-to-end turn-key solutions for Visa card issuers that incorporate dCVV2, VCAS 3DS Step-up with Biometric & dCVV2 authentication, Transaction Controls with Mobile Alerts, Subscription Manager (Card-On-File with Stop-payment service) and Digital Card Enablement (In-app Provisioning, Card credentials displayed on phone, Autofill).

CVVkey Dynamic CVV2 with an optional 3DS Biometric

A proven turn-key solution that prevents up to 90% of online credit and debit card fraud. Requires no software development from card issuers. CVVkey uses dynamic CVV2 for online transactions, replacing the static code printed on the card. A 3DS Biometric with push confirmation eliminates the need for an OTP. Meets requirements of PSD2 Strong Cconsumer Authentication.

Keyno mobile device screenshots

Program

Fintech Partner Connect

Capability

Value Added Services

Visa Transaction Controls

A collection of card controls that includes transaction on/off switches for online, in-store, mobile payment, contactless, ATM access, and geographic regions. The cardholder can turn on/off merchant categories, receive alerts as push notifications on their phone, and find where they have placed their cards-on-file.

Program

Fintech Partner Connect

Capability

Value Added Services

Digital Card Enablement

Support for digital cards including instant card activation, full PAN Display with dynamic CVV2, In-app Provisioning of the card token to wallets and merchants, and auto-fill at checkout.

Solution Information

Category Digital Issuance - Enablement & Usage
Visa Credential and Card Support
Credit: Consumer, Small Business, Commercial
Prepaid: Consumer, Small Business, Commercial
Debit: Consumer, Small Business
In-Region Support US, Canada, CEMEA, LAC
PCI Compliance
Yes

Origination

 

Consumer Application Hosting No 
eKYC/OFAC Verification  No
Real-time Application Capture No

Onboarding

Account Funding Capabilities  No
Visa PAN Generation 
No
Visa PAN Personalization No
Card System of Record No
Account System of Record No

Enablement

 

Digital/Virtual Card Activation (Via Processor) Yes 
Mobile Application Client Hosting

Yes
Digital Card Display  Yes
In-App Provisioning  Yes
Physical Card Activation (Via Processor) Yes

Usage

Transaction Processing Support No
Card Lifecycle Management Capabilities (Via Processor) Yes
Account Management Capabilities (Via Processor) Yes

Program

Visa Ready

Capability

Digital Issuance