Minsait Payments
Minsait Payments aims to provide innovative digital payment processing capabilities and solutions. Minsait Payments' specialized services cut across all markets, including specific solutions for banks, fintech, retailers, airlines and oil and gas companies. The company has over 25 years of experience and a team of more than 1,000 professionals who specialize in payments.
Onesait Payments
Manages the value chain of payment methods, including issuers and acquirers, adding new payment methods. We are the ideal technology partner for fintechs that need to issue cards in an agile and fast way to the market.
Issuer Processing Services
Credit: Issuance and advanced management of all types of credit cards (EMV, band, private, business, virtual, etc.) for any transaction (end of month, revolving, installments). Incorporation of multiple additional and/or shared credit lines.
Acquirer processing services
Debit: Possibility of applying limits and restrictions available on credit. Online authorization with an entity's liabilities system or stand-in based on balances or rules.
New Payment Methods and Innovation
Prepayment: Innovative prepayment capabilities: multi-pocket, multi-currency, virtual cards, P2P, etc.
Loyalty: Flexible configuation of loyalty campaigns on the means of payment or other areas of the business.
Fraud: Comprehensive anti-fraud system. Coverage over monitoring and fraud detection/prevention/management (case by case, or generalized).
Solution Information
| Category | Issuer Processor |
| Visa Credential and Card Support |
Prepaid, Debit, Credit, Consumer, Small Business |
| In-Region Support |
Yes |
| PCI Compliance |
Yes |
TESTING AND ENVIRONMENT INFORMATION
| Solution Deployment |
Cloud / On-prem |
| Tenancy Architecture |
Multi-tenant |
| Comprehensive APIs |
Yes |
| Sandbox Testing Environment |
Full testing and simulation environment for all APIs and test cases |
| Uptime Availability in Region(s) | 99.99% |
SOLUTION SUPPORT
| Visa Token Service (VTS) Support |
Yes |
| Visa Direct Support |
Yes |
| Visa QR Payments ("Scan to Pay" Support) |
No |
| Customizable Authorization Decisioning |
Yes |
| Reporting |
Custom, pre-built |
| Authorization Flow |
Fully Managed, Partially managed |
| Incremental Authorization |
Yes |
ADDITIONAL SOLUTION INFORMATION
| Instant Funding / $0-Balance Transactions |
Yes |
| Proprietary or Visa Access Control Server (ACS) |
Yes |
| Risk-based Authentication (3DS 2.0) |
Yes |
| Real-time Risk Scoring |
Yes |
| Custom Fraud Rules |
Yes |
| BIN Sponsor Connections |
Yes |
| Program Management / End-to-End |
No |
| Full-service Credit Program Management |
Yes |
| Multi-currency Partitioning |
Yes |
| Visa Value-added Services Integration |
No |
| Other Value-added Services Integrations |
Loyalty solution, Installments, eKYC Provider |
Program
Visa Ready
Capability
Issuer Processor
Onesait VISA Tokenization
VISA Ready's I-TSP certification allows us to expand our range of digital services to help financial institutions and companies initiate the digitization of their cards from a mobile device, e-commerce device or smart watch. This process allows for more secure payments since the actual card data is not used during the transaction.
Program
Visa Ready
Capability
Token Service Provider (TSP)