Using the first ever Human Data Science™ solution, Neener is a 1-click AI-based financial risk decisioning technology for credit risk assessment. Neener has cracked the code on Small Data to reduce Defaults by an average 15%, and Recapture Rejections by an average 22% without increasing lending risk. Just 1-click. With Visa’s vast network of clients and partners, Visa and Neener will work together to safely decrease rejections with modern technology.