Nium Pte. Ltd.

Nium is a global payments infrastructure company transforming cross-border payments and card issuance solutions. We enable anyone, anywhere to make and receive payments instantly, regardless of the location or currency.

Nium has licenses in 40+ countries globally to hold and send funds. We have built a global disbursement network that touches 190 countries around the world through its card and bank network.  The platform enables a variety of payment functions including payouts, payins and card issuance. Our key solutions include:

  1. Financial Institutions – Global payouts for banks, Fis, money service providers.
  2. Travel – B2B travel payments for airlines, OTAs and hotels
  3. Payroll – Payments for global payroll providers
  4. Spend management – Corporate purchasing and expense management platforms

Nium has been the recipient of multiple prestigious awards including Forbes Fintech 50 (2023) and CB Insights Fintech 100 (2023). Headquartered in Singapore and US, Nium is supported by Tier 1 investors from around the world and have raised more than $250Mn in several funding round.

Cards Issuance

Nium’s Cards Issuance solution effortlessly executes physical and virtual card programs for corporates, providing customizable authorization models tailored to your preferences.

We offer a single point of entry and management, eliminating the friction and challenges in managing multiple accounts in multiple countries. With easy funding options, we allow clients to take complete control of your programs across spend channels and easy onboarding.

Through our innovative technology and in-depth industry expertise, Nium can offer clients issuance with complete control of the program.


Key features of our card issuance include:

  • Ready plug-and-play APIs with faster time to market.
  • Single/Multi-currency card
  • Apple Pay and Google Pay Integration
  • Compliance, screening, and onboarding
  • End-to-end feature with spend management.
  • 3DS and strong customer authentication
  • Comprehensive and flexible reporting
  • Modern FX capabilities
  • Fraud management
Nium screenshot of their card issuance


Visa Ready


BIN Sponsors, Program Manager

Virtual Cards for Travel B2B payments

Nium’s Travel Virtual Card Solution offers a robust issuing platform with single and multi-use cards for OTAs, airlines, and hotels to unlock working capital and discover new revenue streams. Our solution combines flexible funding methods with access to high and low interchange card products helping travel intermediaries and operators efficiently pay travel suppliers around the world by optimizing every transaction and maximizing profitability.


Key Features of Nium’s Travel Virtual Card Solution:

  • Global network reach: Fund and issue virtual travel cards in 20+ currencies. Pay suppliers, manage FX, reduce fraud, and optimize working capital with just-in-time funding.
  • Modern ways to send wires: Design transparent incentives for OTA partners based on routes, seasonality, business volumes, and more.


Key Benefits: By using Nium’s Travel Virtual Card Solution, travel companies can balance incentives and cash flow by optimizing payments by:

  • Unlocking working capital.
  • Increase card acceptance rates.
  • Manage your FX exposure with 20+ funding and issuing currencies.
  • Simplify chargeback processing.
  • Automate booking reconciliation        


Visa Ready


Value Added Services, Business Solutions (B2B), New Payment Flows

Nium screenshot of their card issuance