NovoPayment

Enabling Digital Financial Services

NovoPayment, a category leader in the area of Banking as a Service (BaaS) platforms across the Americas, enables digital financial and transactional services in support of varied use cases. Its bank-grade solutions use APIs and other flexible delivery models to help banks, FIs, merchants, networks, neo banks and other financial service providers to leverage their existing systems to generate new deposits, transaction streams and customer experiences.

PARTNER DETAILS

Visa Ready

Program Manager

Accelerate your time to market. As a principal Visa member, NovoPayment enables streamlined setup of your card program. 

 

Quickly configure prepaid, debit, and credit card BINs for instant card issuance.

 

Access cross-border connectivity. NovoPayment’s local knowledge and connections can help you accelerate adoption throughout the Americas.

 

Simplify supplier relationships. NovoPayment’s modular, end-to-end approach means you can easily consolidate your BIN sponsor and supporting services. 

Solution Information

Visa Credential and Card Support
Prepaid, debit, credit, consumer, small business, commercial
Full Stack Solution Yes
In-House Processing Yes
Processor Relationship with Visa Endpoint Yes
In-House Visa License Yes (In Some Markets)
In-Region Support
Yes
BaaS Offering
Yes
Over the Counter Cash Load Networks
Yes (In Some Markets)
Instant Digital Issuance Support
Yes
Additional Fraud and Risk Solutions
Yes
Customer Fraud Rules
Yes
Customer Service Offerings Yes
Local Language Support English, Spanish
White-Label App Yes
Portfolio Management Yes
Multi-Currency Wallet Solution Yes
Visa Direct Origination Yes
Cryptocurrency Support
Yes
Installments Support
Yes
Real-Time Risk Scoring
Yes
Other Capabilities
AML as a Service, AML-as-a-service, Launch Support

Program

Visa Ready

Capability

Program Manager

Visa Ready: Issuer Processor

NovoPayment provides instant card issuance and payment processing for credit, debit, and prepaid programs.

 

Extend your brand, solve real challenges, and drive financial inclusion by providing customized, configurable card programs through NovoPayment.

 

Leverage NovoPayment’s Application Network to create highly configurable card programs. NovoPayment integrates and orchestrates your preferred providers and networks.

 

Security, card controls, rewards. Complete control, security, and fully digital functionality at your fingertips.

 

NovoPayment’s Business Intelligence Reporting Suite​ provides all the data needed to gain insight into your programs and customers.

Solution Information

Visa Credential and Card Support
Prepaid, Debit, Credit
In-Region Support
US, Mexico, Colombia, Ecuador, Peru, Venezuela, Chile
Solution Deployment
Cloud
Tenancy Architecture
Multi-product / Multi-client / Multi-BIN
Comprehensive APIs
Yes
Sandbox Testing Environment
Individual testing environments for all NovoPayment clients
Uptime Availability in Region(s) 99.99%
Visa Token Service (VTS) Support
Manual ProvisionPush Provision
Visa Direct Support
Yes
Visa QR Payments ("Scan to Pay" Support)
Yes
Customizable Authorization Decisioning
Yes
Reporting
Customizable, API-based
Authorization Flow
Fully Managed, Partially Managed
Incremental Authorization
Yes
Instant Funding / $0-Balance Transactions
Yes
Proprietary or Visa Access Control Server (ACS)
Yes
Risk-based Authentication (3DX 2.0)
Yes
Real-time Risk Scoring
Yes
Custom Fraud Rules
Yes
BIN Sponsor Connections
Yes
Program Management / End-to-End
Yes
Full-service Credit Program Management
No
Multi-currency Partitioning
Yes
Visa Value-added Services Integration
Visa Transaction Controls, Visa Global ATM Locator
Other Value-added Services Integrations
eKYC

Program

Visa Ready

Capability

Issuer Processor

Card Tokenization (I-TSP)

  • NovoPayment tokenizes Visa payment credentials, transforming sensitive data into randomly generated tokens that can’t be exploited by bad actors.
  • Tokenization allows users to safely store card information in digital or mobile wallets and at preferred e-commerce sites, for immediate access
  • NovoPayment is a Visa-Ready certified partner, affording you the benefits of tokenization without the upfront costs

Program

Visa Ready

Capability

Token Service Provider (TSP)

NovoPayment Token Requestor Services

As a leading enabler of tokenization services, NovoPayment facilitates more effective transactional security and better user experiences.

 

NovoPayment’s API’s enables cardholders to store their cards in Digital Wallets, wearables, e-commerce sites, and more, maximizing user convenience and issuer wallet share.

 

NovoPayment’s token manager allows users to easily view and manage all their card tokens, creating simple and digital-first user experiences. 

Program

Visa Ready

Capability

Token Requestor (TR)

Scan to Pay (MPQR)

Whether you’re a mom-and-pop entity or a multinational enterprise, NovoPayment takes care of all the necessary integrations so you can quickly realize the benefits of quick response (QR) code technology:

 

  • Bypass the need for pricey point-of-sale hardware
  • Access everything you need to generate QR codes and get paid in seconds
  • Choose from static QR codes where customers input a purchase amount or dynamic QR codes that represent each of your products
  • Meet EMVCo standards for merchant-presented QR Codes

Program

Visa Ready

Capability

Value Added Services