Enabling Digital Financial Services
NovoPayment, a category leader in the area of Banking as a Service (BaaS) platforms across the Americas, enables digital financial and transactional services in support of varied use cases. Its bank-grade solutions use APIs and other flexible delivery models to help banks, FIs, merchants, networks, neo banks and other financial service providers to leverage their existing systems to generate new deposits, transaction streams and customer experiences.
Partner Type
Visa Ready Certified
Category
Issuer Processor
Program Manager
Solutions
Visa Ready: Program ManagerVisa Ready: Issuer Processor
NovoPayment Token Requestor Services
Visa Ready: Program Manager
NovoPayment provides a multi-country, multi-currency platform enabling digital banking solutions (e.g. digital banking core), payments infrastructure (e.g. real-time payments), and card solutions (e.g. Visa issuance and processing) via full-stack or modular, API-driven delivery models.
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Solution Information
Category
Visa Ready Program Manager
Visa Credential and Card Support
Prepaid, debit, credit, consumer, small business, commercial
Full Stack Solution
Yes
In-House Processing
Yes
Processor Relationship with Visa Endpoint
Yes
In-House Visa License
Yes (In Some Markets)
In-Region Support
Yes
BaaS Offering
Yes
Capabilities
Over the Counter Cash Load Networks
Yes (In Some Markets)
Instant Digital Issuance Support
Yes
Additional Fraud and Risk Solutions
Yes
Customer Fraud Rules
Yes
Customer Service Offerings
Yes
Local Language Support
English, Spanish
White-Label App
Yes
Portfolio Management
Yes
Multi-Currency Wallet Solution
Yes
Visa Direct Origination
Yes
Additional Capabilities
Cryptocurrency Support
Yes
Installments Support
Yes
Real-Time Risk Scoring
Yes
Other Capabilities
AML as a Service, AML-as-a-service, Launch Support
Operating Countries
Solution Information
Category
Issuer Processor
Visa Credential and Card Support
Prepaid, Debit, Credit
In-Region Support
US, Mexico, Colombia, Ecuador, Peru, Venezuela, Chile
PCI Compliance
Yes
Testing and Environment Information
Solution Deployment
Cloud
Tenancy Architecture
Multi-product / Multi-client / Multi-BIN
Comprehensive APIs
Yes
Sandbox Testing Environment
Individual testing environments for all NovoPayment clients
Uptime Availability in Region(s)
99.99%
Solution Support
Visa Token Service (VTS) Support
Manual Provision, Push Provision
Visa Direct Support
Yes
Visa QR Payments ("Scan to Pay" Support)
Yes
Customizable Authorization Decisioning
Yes
Reporting
Customizable, API-based
Authorization Flow
Fully Managed, Partially Managed
Incremental Authorization
Yes
Additional Solution Information
Instant Funding / $0-Balance Transactions
Yes
Proprietary or Visa Access Control Server (ACS)
No
Risk-based Authentication (3DX 2.0)
Yes
Real-time Risk Scoring
Yes
Custom Fraud Rules
Yes
BIN Sponsor Connections
Yes
Program Management / End-to-End
Yes
Full-service Credit Program Management
No
Multi-currency Partitioning
Yes
Visa Value-added Services Integration
Visa Transaction Controls, Visa Global ATM Locator
Other Value-added Services Integrations
eKYC