NovoPayment

Enabling Digital Financial Services

NovoPayment, a category leader in the area of Banking as a Service (BaaS) platforms across the Americas, enables digital financial and transactional services in support of varied use cases. Its bank-grade solutions use APIs and other flexible delivery models to help banks, FIs, merchants, networks, neo banks and other financial service providers to leverage their existing systems to generate new deposits, transaction streams and customer experiences.

Partner Type

Visa Ready Certified

Category

Issuer Processor

Program Manager

Solutions

Visa Ready: Program Manager
Visa Ready: Issuer Processor

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Visa Ready: Program Manager

NovoPayment provides a multi-country, multi-currency platform enabling digital banking solutions (e.g. digital banking core), payments infrastructure (e.g. real-time payments), and card solutions (e.g. Visa issuance and processing) via full-stack or modular, API-driven delivery models. 

Reach out for more information on our solution.

Solution Information

Category
Visa Ready Program Manager

Visa Credential and Card Support
Prepaid, debit, credit, consumer, small business, commercial

Full Stack Solution
Yes

In-House Processing
Yes

Processor Relationship with Visa Endpoint
Yes

In-House Visa License
Yes (In Some Markets)

In-Region Support
Yes

BaaS Offering
Yes

Capabilities

Over the Counter Cash Load Networks
Yes (In Some Markets)

Instant Digital Issuance Support
Yes

Additional Fraud and Risk Solutions
Yes

Customer Fraud Rules
Yes

Customer Service Offerings
Yes

Local Language Support
English, Spanish

White-Label App
Yes

Portfolio Management
Yes

Multi-Currency Wallet Solution
Yes

Visa Direct Origination
Yes

Additional Capabilities

Cryptocurrency Support

Yes

Installments Support
Yes

Real-Time Risk Scoring
Yes

Other Capabilities
AML as a Service, AML-as-a-service, Launch Support

Operating Countries

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Visa Ready: Issuer Processor
Solution Information

Category
Issuer Processor

Visa Credential and Card Support
Prepaid, Debit, Credit

In-Region Support
US, Mexico, Colombia, Ecuador, Peru, Venezuela, Chile

PCI Compliance
Yes

Testing and Environment Information

Solution Deployment
Cloud

Tenancy Architecture
Multi-product / Multi-client / Multi-BIN

Comprehensive APIs
Yes

Sandbox Testing Environment
Individual testing environments for all NovoPayment clients

Uptime Availability in Region(s)
99.99%

Solution Support

Visa Token Service (VTS) Support
Manual ProvisionPush Provision

Visa Direct Support
Yes

Visa QR Payments ("Scan to Pay" Support)

Yes

Customizable Authorization Decisioning
Yes

Reporting
Customizable, API-based

Authorization Flow
Fully Managed, Partially Managed

Incremental Authorization
Yes

Additional Solution Information

Instant Funding / $0-Balance Transactions
Yes

Proprietary or Visa Access Control Server (ACS)
No

Risk-based Authentication (3DX 2.0)
Yes

Real-time Risk Scoring
Yes

Custom Fraud Rules
Yes

BIN Sponsor Connections
Yes

Program Management / End-to-End
Yes

Full-service Credit Program Management
No

Multi-currency Partitioning
Yes

Visa Value-added Services Integration
Visa Transaction Controls, Visa Global ATM Locator

Other Value-added Services Integrations
eKYC

Operating Countries