Novopayment
Enabling Digital Financial Services
NovoPayment, a category leader in the area of Banking as a Service (BaaS) platforms across the Americas, enables digital financial and transactional services in support of varied use cases. Its bank-grade solutions use APIs and other flexible delivery models to help banks, FIs, merchants, networks, neo banks and other financial service providers to leverage their existing systems to generate new deposits, transaction streams and customer experiences.
Program Manager
NovoPayment provides a multi-country, multi-currency platform enabling digital banking solutions (e.g. digital banking core), payments infrastructure (e.g. real-time payments), and card solutions (e.g. Visa issuance and processing) via full-stack or modular, API-driven delivery models.
Reach out for more information on our solution.
Solution Information
| Visa Credential and Card Support |
Prepaid, debit, credit, consumer, small business, commercial |
| Full Stack Solution | Yes |
| In-House Processing | Yes |
| Processor Relationship with Visa Endpoint | Yes |
| In-House Visa License | Yes (In Some Markets) |
| In-Region Support |
Yes |
| BaaS Offering |
Yes |
| Over the Counter Cash Load Networks |
Yes (In Some Markets) |
| Instant Digital Issuance Support |
Yes |
| Additional Fraud and Risk Solutions |
Yes |
| Customer Fraud Rules |
Yes |
| Customer Service Offerings | Yes |
| Local Language Support | English, Spanish |
| White-Label App | Yes |
| Portfolio Management | Yes |
| Multi-Currency Wallet Solution | Yes |
| Visa Direct Origination | Yes |
| Cryptocurrency Support |
Yes |
| Installments Support |
Yes |
| Real-Time Risk Scoring |
Yes |
| Other Capabilities |
AML as a Service, AML-as-a-service, Launch Support |
Program
Visa Ready
Capability
Program Manager
Visa Ready: Issuer Processor
Please reach out to learn more about our solution.
Solution Information
| Visa Credential and Card Support |
Prepaid, Debit, Credit |
| In-Region Support |
US, Mexico, Colombia, Ecuador, Peru, Venezuela, Chile |
| Solution Deployment |
Cloud |
| Tenancy Architecture |
Multi-product / Multi-client / Multi-BIN |
| Comprehensive APIs |
Yes |
| Sandbox Testing Environment |
Individual testing environments for all NovoPayment clients |
| Uptime Availability in Region(s) | 99.99% |
| Visa Token Service (VTS) Support |
Manual Provision, Push Provision |
| Visa Direct Support |
Yes |
| Visa QR Payments ("Scan to Pay" Support) |
Yes |
| Customizable Authorization Decisioning |
Yes |
| Reporting |
Customizable, API-based |
| Authorization Flow |
Fully Managed, Partially Managed |
| Incremental Authorization |
Yes |
| Instant Funding / $0-Balance Transactions |
Yes |
| Proprietary or Visa Access Control Server (ACS) |
No |
| Risk-based Authentication (3DX 2.0) |
Yes |
| Real-time Risk Scoring |
Yes |
| Custom Fraud Rules |
Yes |
| BIN Sponsor Connections |
Yes |
| Program Management / End-to-End |
Yes |
| Full-service Credit Program Management |
No |
| Multi-currency Partitioning |
Yes |
| Visa Value-added Services Integration |
Visa Transaction Controls, Visa Global ATM Locator |
| Other Value-added Services Integrations |
eKYC |
Program
Visa Ready
Capability
Issuer Processor