Delivering the best mobile payments experience for millions of people

NymCard is a MENA based BaaS provider of embedded finance. It offers a cloud-based or on soil modern payment issuing and processing platform allowing Fintechs, large enterprises, and banks with legacy platforms in the MENA region to instantly create, control, and distribute virtual or physical payment cards.

NymCard works in a flexible and locally relevant approach in each country by partnering with local financial institutions and providing operational support for running the service locally while leveraging a common product for agility and economies of scale.

Partner Type

Visa Ready Certified

Category

Issuer Processor

Solutions

nCore

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nCore

nCore, NymCard’s open API solution allows you to instantly issue cards and process card payments. The platform supports multiple emerging use cases, including real-time payments, alternative authorization flows, multi-currency wallets, buy now pay later offerings, parent-child models, among others.

Open Developer friendly APIs available on a LIVE Sandbox environment enables virtually simulating product configurations prior to go-live.

In Addition, PCI widgets are also available that supports the customers to be compliant without having to go through the certification.

Solution Information

Category
Issuer Processor

Visa Credential and Card Support
Prepaid, Debit, Credit, Consumer

In-Region Support
Yes

PCI Compliance
Yes

Testing and Environment Information

Solution Deployment
Cloud, On-Prem

Tenancy Architecture
Multi-product / Multi-client / Multi-BIN

Comprehensive APIs
Yes

Sandbox Testing Environment
Full testing and simulation environment for all APIs and test cases

Uptime Availability in Region(s)
99.96%

Solution Support

Visa Token Service (VTS) Support
Yes

Visa Direct Support
Yes

Visa QR Payments ("Scan to Pay" Support)
No

Customizable Authorization Decisioning
Yes

Reporting
Custom, API-based

Authorization Flow
Fully Managed, Partially Managed

Incremental Authorization
Yes

Additional Solution Information

Instant Funding / $0-Balance Transactions
Yes

Proprietary or Visa Access Control Server (ACS)
Yes

Risk-based Authentication (3DS 2.0)
Yes

Real-time Risk Scoring
Yes

Custom Fraud Rules
Yes

BIN Sponsor Connections
Yes

Program Management / End-to-End
Yes

Full-service Credit Program Management
No

Multi-currency Partitioning
Yes

Visa Value-added Services Integration
No

Other Value-added Services Integrations
eKYC Providers, Payment Gateways

Operating Countries