From pioneering to standard-setting

Founded in 2001, PayCore provides innovative, end-to-end payment technology solutions to banking, telecoms, payment service providers, personalization offices as well as to government, transportation and retail sectors. PayCore, which has more than 30 awards locally and internationally in the areas of card software packages, digital payment solutions, smart city applications, EMV solutions and secure hardware services, is a technology solution partner to more than 150 clients in over 35 countries.

PayCore has more than 20 global firsts in Europe, America, the Middle East and India, including the first contactless credit card, first payment via wristwatch, first screened credit card, first application of contactless credit cards in transportation, mobile wallet, new generation EMV/POS integration, shopping via TV, digital payment in taxis, SMS payment systems in petrol stations, the first NFC enabled smart ID and national mobile wallet.

PayCore’s HQ and R&D center is located in Istanbul Technical University in Istanbul, Turkey.

Partner Type

Visa Ready Certified

Category

Tap to Phone, Visa Ready: Issuer Processor

Solutions

PayCore SoftPOS V.1.1.2.1
PayCore SoftPOS V.1.1.193
PayCore SoftPOS V.1.1.2.2
PayCore SoftPOS V.1.1.93.1
PayCore Processing Platform

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PayCore SoftPOS V.1.1.2.1

Please reach out to learn more about our solution.

Solution Information

Type of Solution

Full Solution/White Label

Category

Tap To Phone

Version
1.1.2.1

Hardware Compatibility
Broad compatibility with devices running Android OS

Operating System Compatibility
Android 4.4.2 and above

Security Capabilities

Type
PIN - No
Manual PAN Key Entry - No
Receipts - Yes
Signature - No

Security Mechanism
Software Hardened Solution

 

Operating Countries

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PayCore SoftPOS V.1.1.193

Please reach out to learn more about our solution.

Solution Information

Type of Solution

Full Solution/White Label

Category
Tap To Phone

Version
1.1.193

Hardware Compatibility
Broad compatibility with devices running Android OS

Operating System Compatibility
Android 4.4.2 and above

Security Capabilities

Type
PIN - No
Manual PAN Key Entry - No
Receipts - Yes
Signature - No

Security Mechanism
Software Hardened Solution

 

Operating Countries

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PayCore SoftPOS V.1.1.2.2

Please reach out to learn more about our solution.

Solution Information

Type of Solution

SDK (requires Delta security testing)

Category

Tap To Phone

Version
1.1.2.2

Hardware Compatibility
Broad compatibility with devices running Android OS

Operating System Compatibility
Android 8.1 and above

Security Capabilities

Type
PIN - Yes
Manual PAN Key Entry - No
Receipts - Yes
Signature - No

Security Mechanism
Software Hardened Solution

 

Operating Countries

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PayCore SoftPOS V.1.1.93.1

Please reach out to learn more about our solution.

Solution Information

Type of Solution

SDK (required Delta security testing)

Category

Tap To Phone

Version
1.1.93.1

Hardware Compatibility
Broad compatibility with devices running Android OS

Operating System Compatibility
Android 8.1 and above

Security Capabilities

Type
PIN - Yes
Manual PAN Key Entry - No
Receipts - Yes
Signature - No

Security Mechanism
Software Hardened Solution

 

Operating Countries

PayCore Processing Platform

PayCore is a reliable, long-term solution partner of institutions in need of a different processing services. The range of services provided by PayCore Processing include:issuing services, acquiring services, payment gateway and v-pos acquiring services, EMV transit management, digital payment acceptance services and digital card services.

 

Why PayCore Processing?

Innovative : Being a payment software company as well as a processor enables us to provide all of our processing customers with cutting-edge technologies. SoftPOS, HCE, open-loop transit products and inhouse developed state of the art payment software are just a few of them.

Secure & Reliable : Certified software and processes by payment authorities & schemes (PCIDSS, GDPR, Visa, Mastercard, Local Switch) and high availability with active/active processing.

Fast & Easy Implementation and Customization : Constant improvement of our platform enables us to add greater functionality, new APIs, and processes to facilitate easy operations.These improvements include easy onboarding, API enrichment of new and current functions, easily configurable and parameter management systems

Flexible : For acquirers and issuers, we provide not only standardized products, but also enriched and integrated loyalty and campaign management systems, extensive API connectivity, various protocol options (ISO8583, TCP\IP, JSON, XML, TLV…), continuous improvement of services and products, and full product portfolio for any processing needs (Debit, Prepaid, Credit, POS, E-commerce, ATM and many more).

PayCore Processing Platform

 

PayCore is a reliable, long-term solution partner of institutions in need of a different processing services. The range of services provided by PayCore Processing include:issuing services, acquiring services, payment gateway and v-pos acquiring services, EMV transit management, digital payment acceptance services and digital card services.

 

Why PayCore Processing?

Innovative : Being a payment software company as well as a processor enables us to provide all of our processing customers with cutting-edge technologies. SoftPOS, HCE, open-loop transit products and inhouse developed state of the art payment software are just a few of them.

Secure & Reliable : Certified software and processes by payment authorities & schemes (PCIDSS, GDPR, Visa, Mastercard, Local Switch) and high availability with active/active processing.

Fast & Easy Implementation and Customization : Constant improvement of our platform enables us to add greater functionality, new APIs, and processes to facilitate easy operations.These improvements include easy onboarding, API enrichment of new and current functions, easily configurable and parameter management systems

Flexible : For acquirers and issuers, we provide not only standardized products, but also enriched and integrated loyalty and campaign management systems, extensive API connectivity, various protocol options (ISO8583, TCP\IP, JSON, XML, TLV…), continuous improvement of services and products, and full product portfolio for any processing needs (Debit, Prepaid, Credit, POS, E-commerce, ATM and many more).

Solution Information

Category
Issuer Processor

Visa Credential and Card Support
Prepaid, Debit, Credit, Consumer, Small Business Commercial

In-Region Support
Yes

PCI Compliance
Yes

Testing and Environment Information

Solution Deployment
Cloud/On-Prem

Tenancy Architecture
Multi-product, Multi-client, Multi-BIN

Comprehensive APIs
Yes

Sandbox Testing Environment
Full testing and simulation environment for all APIs and test cases

Uptime Availability in Region(s)
99.98%

Solution Support

Visa Token Service (VTS) Support
No

Visa Direct Support
Yes

Visa QR Payments ("Scan to Pay" Support)
No

Customizable Authorization Decisioning
Yes

Reporting
Custom, API-based

Authorization Flow
Fully Managed, Partially Managed

Incremental Authorization
Yes

Additional Solution Information

Instant Funding / $0-Balance Transactions
Yes

Proprietary or Visa Access Control Server (ACS)
Yes

Risk-based Authentication (3DS 2.0)
Yes

Real-time Risk Scoring
Yes

Custom Fraud Rules
Yes

BIN Sponsor Connections
Yes

Program Management / End-to-End
Yes

Full-service Credit Program Management
No

Multi-currency Partitioning
Yes

Visa Value-added Services Integration
Visa Global ATM Locator

Other Value-added Services Integrations
eKYC Providers, Loyalty, Payment Gateways

Operating Countries