From pioneering to standard-setting
Founded in 2001, PayCore provides innovative, end-to-end payment technology solutions to banking, telecoms, payment service providers, personalization offices as well as to government, transportation and retail sectors. PayCore, which has more than 30 awards locally and internationally in the areas of card software packages, digital payment solutions, smart city applications, EMV solutions and secure hardware services, is a technology solution partner to more than 150 clients in over 35 countries.
PayCore has more than 20 global firsts in Europe, America, the Middle East and India, including the first contactless credit card, first payment via wristwatch, first screened credit card, first application of contactless credit cards in transportation, mobile wallet, new generation EMV/POS integration, shopping via TV, digital payment in taxis, SMS payment systems in petrol stations, the first NFC enabled smart ID and national mobile wallet.
PayCore’s HQ and R&D center is located in Istanbul Technical University in Istanbul, Turkey.
Partner Type
Visa Ready Certified
Category
Tap to Phone, Visa Ready: Issuer Processor
Solutions
PayCore SoftPOS V.1.1.2.1PayCore SoftPOS V.1.1.193
PayCore SoftPOS V.1.1.2.2
PayCore SoftPOS V.1.1.93.1
PayCore Processing Platform
Solution Information
Type of Solution
Full Solution/White Label
Category
Tap To Phone
Version
1.1.2.1
Hardware Compatibility
Broad compatibility with devices running Android OS
Operating System Compatibility
Android 4.4.2 and above
Security Capabilities
Type
PIN - No
Manual PAN Key Entry - No
Receipts - Yes
Signature - No
Security Mechanism
Software Hardened Solution
Operating Countries
Solution Information
Type of Solution
Full Solution/White Label
Category
Tap To Phone
Version
1.1.193
Hardware Compatibility
Broad compatibility with devices running Android OS
Operating System Compatibility
Android 4.4.2 and above
Security Capabilities
Type
PIN - No
Manual PAN Key Entry - No
Receipts - Yes
Signature - No
Security Mechanism
Software Hardened Solution
Operating Countries
Solution Information
Type of Solution
SDK (requires Delta security testing)
Category
Tap To Phone
Version
1.1.2.2
Hardware Compatibility
Broad compatibility with devices running Android OS
Operating System Compatibility
Android 8.1 and above
Security Capabilities
Type
PIN - Yes
Manual PAN Key Entry - No
Receipts - Yes
Signature - No
Security Mechanism
Software Hardened Solution
Operating Countries
Solution Information
Type of Solution
SDK (required Delta security testing)
Category
Tap To Phone
Version
1.1.93.1
Hardware Compatibility
Broad compatibility with devices running Android OS
Operating System Compatibility
Android 8.1 and above
Security Capabilities
Type
PIN - Yes
Manual PAN Key Entry - No
Receipts - Yes
Signature - No
Security Mechanism
Software Hardened Solution
Operating Countries
PayCore Processing Platform
PayCore is a reliable, long-term solution partner of institutions in need of a different processing services. The range of services provided by PayCore Processing include:issuing services, acquiring services, payment gateway and v-pos acquiring services, EMV transit management, digital payment acceptance services and digital card services.
Why PayCore Processing?
Innovative : Being a payment software company as well as a processor enables us to provide all of our processing customers with cutting-edge technologies. SoftPOS, HCE, open-loop transit products and inhouse developed state of the art payment software are just a few of them.
Secure & Reliable : Certified software and processes by payment authorities & schemes (PCIDSS, GDPR, Visa, Mastercard, Local Switch) and high availability with active/active processing.
Fast & Easy Implementation and Customization : Constant improvement of our platform enables us to add greater functionality, new APIs, and processes to facilitate easy operations.These improvements include easy onboarding, API enrichment of new and current functions, easily configurable and parameter management systems
Flexible : For acquirers and issuers, we provide not only standardized products, but also enriched and integrated loyalty and campaign management systems, extensive API connectivity, various protocol options (ISO8583, TCP\IP, JSON, XML, TLV…), continuous improvement of services and products, and full product portfolio for any processing needs (Debit, Prepaid, Credit, POS, E-commerce, ATM and many more).
PayCore Processing Platform
PayCore is a reliable, long-term solution partner of institutions in need of a different processing services. The range of services provided by PayCore Processing include:issuing services, acquiring services, payment gateway and v-pos acquiring services, EMV transit management, digital payment acceptance services and digital card services.
Why PayCore Processing?
Innovative : Being a payment software company as well as a processor enables us to provide all of our processing customers with cutting-edge technologies. SoftPOS, HCE, open-loop transit products and inhouse developed state of the art payment software are just a few of them.
Secure & Reliable : Certified software and processes by payment authorities & schemes (PCIDSS, GDPR, Visa, Mastercard, Local Switch) and high availability with active/active processing.
Fast & Easy Implementation and Customization : Constant improvement of our platform enables us to add greater functionality, new APIs, and processes to facilitate easy operations.These improvements include easy onboarding, API enrichment of new and current functions, easily configurable and parameter management systems
Flexible : For acquirers and issuers, we provide not only standardized products, but also enriched and integrated loyalty and campaign management systems, extensive API connectivity, various protocol options (ISO8583, TCP\IP, JSON, XML, TLV…), continuous improvement of services and products, and full product portfolio for any processing needs (Debit, Prepaid, Credit, POS, E-commerce, ATM and many more).
Solution Information
Category
Issuer Processor
Visa Credential and Card Support
Prepaid, Debit, Credit, Consumer, Small Business Commercial
In-Region Support
Yes
PCI Compliance
Yes
Testing and Environment Information
Solution Deployment
Cloud/On-Prem
Tenancy Architecture
Multi-product, Multi-client, Multi-BIN
Comprehensive APIs
Yes
Sandbox Testing Environment
Full testing and simulation environment for all APIs and test cases
Uptime Availability in Region(s)
99.98%
Solution Support
Visa Token Service (VTS) Support
No
Visa Direct Support
Yes
Visa QR Payments ("Scan to Pay" Support)
No
Customizable Authorization Decisioning
Yes
Reporting
Custom, API-based
Authorization Flow
Fully Managed, Partially Managed
Incremental Authorization
Yes
Additional Solution Information
Instant Funding / $0-Balance Transactions
Yes
Proprietary or Visa Access Control Server (ACS)
Yes
Risk-based Authentication (3DS 2.0)
Yes
Real-time Risk Scoring
Yes
Custom Fraud Rules
Yes
BIN Sponsor Connections
Yes
Program Management / End-to-End
Yes
Full-service Credit Program Management
No
Multi-currency Partitioning
Yes
Visa Value-added Services Integration
Visa Global ATM Locator
Other Value-added Services Integrations
eKYC Providers, Loyalty, Payment Gateways