Paymentology logo Paymentology

Paymentology is a world leading issuer payment processor for credit, debit and prepaid

We empower banks across the world to deliver a first-class customer experience by providing unrivalled access to real-time card spend data. We do this by managing the full payment processing lifecycle of a card; be it debit, credit or prepaid. Beyond the usual settlement, approve/decline, and run-of-the-mill processing activity, we help banks become customer centric and open new revenue streams through our rich data provision.

Paymentology Website Contact Email

Partner Type

Visa Ready Certified
Fintech Fast Track

Category

Issuer Processor

Solutions

Visa Ready: Paymentology Banking.Live

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Visa Ready: Paymentology Banking.Live

We deliver innovative and high secure payment processing technology that allows banks to deliver market-leading card products with spend controls and enhanced features to their consumers.

Paymentology provides clients with rich data in real time allowing banks to better understand their customers behavior and the risk to the client, to support the launch of effective card programs. Our open API is designed to help banks issue and process debit, credit and prepaid card transactions.

We are also Fintech Fast Track certified in the Central Europe, Middle East and Africa region.

  • Full credit ledger
  • Adaptive learning rules engine
  • Reporting suite and analysis
  • Industry leading bank feed (FAST)
  • Alerts engine (SMS, email, push notifications)
  • Fees engine

Reach out for more information on our solution.        

Solution Information

Category
Issuer Processor

Visa Credential and Card Support
Prepaid, debit, credit

In-Region Support
United Kingdom, Middle East, Asia Pacific

PCI Compliance
Yes

Testing and Environment Information

Solution Deployment
Cloud, On-prem

Tenancy Architecture
Multi-product / Multi-client / Multi-BIN

Comprehensive APIs
Yes

Sandbox Testing Environment
Full testing and simulation environment for all APIs and test cases

Uptime Availability in Region(s)
99.99%

Solution Support

Visa Token Service (VTS) Support
Manual provision, push provision

Visa Direct Support
Yes

Visa QR Payments ("Scan to Pay" Support)
No

Customizable Authorization Decisioning
Yes

Reporting
Custom, API-based

Authorization Flow
Fully Managed, Partially Managed

Incremental Authorization
Yes

Additional Solution Information

Instant Funding / $0-Balance Transactions
Yes

Proprietary or Visa Access Control Server (ACS)
Yes

Risk-based Authentication (3DX 2.0)
Yes

Real-time Risk Scoring
Yes

Custom Fraud Rules
Yes

BIN Sponsor Connections
Yes

Program Management / End-to-End
No

Full-service Credit Program Management
Yes

Multi-currency Partitioning
Yes

Visa Value-added Services Integration
Visa Transaction controls

Other Value-added Services Integrations
Loyalty, eCommerce Payment Gateways, eKYC

Operating Countries