Paymentology
A world leading issuer payment processor for credit, debit and prepaid
We empower banks across the world to deliver a first-class customer experience by providing unrivalled access to real-time card spend data. We do this by managing the full payment processing lifecycle of a card; be it debit, credit or prepaid. Beyond the usual settlement, approve/decline, and run-of-the-mill processing activity, we help banks become customer centric and open new revenue streams through our rich data provision.
Visa Ready: Paymentology Banking.Live
We deliver innovative and high secure payment processing technology that allows banks to deliver market-leading card products with spend controls and enhanced features to their consumers.
Paymentology provides clients with rich data in real time allowing banks to better understand their customers behavior and the risk to the client, to support the launch of effective card programs. Our open API is designed to help banks issue and process debit, credit and prepaid card transactions.
We are also Fintech Fast Track certified in the Central Europe, Middle East and Africa region.
- Full credit ledger
- Adaptive learning rules engine
- Reporting suite and analysis
- Industry leading bank feed (FAST)
- Alerts engine (SMS, email, push notifications)
- Fees engine
Reach out for more information on our solution.
Solution Information
| Visa Credential and Card Support |
Prepaid, debit, credit |
| In-Region Support | United Kingdom, Middle East, Asia Pacific |
| PCI Compliance |
Yes |
Testing and Environment Information
| Solution Deployment |
Cloud, On-prem |
| Tenancy Architecture |
Multi-product / Multi-client / Multi-BIN |
| Comprehensive APIs |
Yes |
| Sandbox Testing Environment |
Full testing and simulation environment for all APIs and test cases |
| Uptime Availability in Region(s) | 99.99% |
Solution Support
| Visa Token Service (VTS) Support | Manual Provision, Push Provision |
| Visa Direct Support |
Yes |
| Visa QR Payments ("Scan to Pay" Support) |
No |
| Customizable Authorization Decisioning |
Yes |
| Reporting |
Custom, API-based |
| Authorization Flow |
Fully Managed, Partially Managed |
| Incremental Authorization |
Yes |
ADDITIONAL SOLUTION INFORMATION
| Instant Funding / $0-Balance Transactions |
Yes |
| Proprietary or Visa Access Control Server (ACS) |
Yes |
| Risk-based Authentication (3DX 2.0) |
Yes |
| Real-time Risk Scoring |
Yes |
| Custom Fraud Rules |
Yes |
| BIN Sponsor Connections |
Yes |
| Program Management / End-to-End |
No |
| Full-service Credit Program Management |
Yes |
| Multi-currency Partitioning |
Yes |
| Visa Value-added Services Integration |
Visa Transaction Controls |
| Other Value-added Services Integrations |
Loyalty, eCommerce Payment Gateways, eKYC |
Program
Visa Ready
Capability
Issuer Processor