Paymentology
Paymentology is a world leading issuer payment processor for credit, debit and prepaid
We empower banks across the world to deliver a first-class customer experience by providing unrivalled access to real-time card spend data. We do this by managing the full payment processing lifecycle of a card; be it debit, credit or prepaid. Beyond the usual settlement, approve/decline, and run-of-the-mill processing activity, we help banks become customer centric and open new revenue streams through our rich data provision.
Partner Type
Visa Ready Certified
Category
Issuer Processor
Solutions
Visa Ready: Paymentology Banking.LiveVisa Ready: Paymentology Banking.Live
We deliver innovative and high secure payment processing technology that allows banks to deliver market-leading card products with spend controls and enhanced features to their consumers.
Paymentology provides clients with rich data in real time allowing banks to better understand their customers behavior and the risk to the client, to support the launch of effective card programs. Our open API is designed to help banks issue and process debit, credit and prepaid card transactions.
- Full credit ledger
- Adaptive learning rules engine
- Reporting suite and analysis
- Industry leading bank feed (FAST)
- Alerts engine (SMS, email, push notifications)
- Fees engine
Reach out for more information on our solution.
Solution Information
Category
Issuer Processor
Visa Credential and Card Support
Prepaid, debit, credit
In-Region Support
United Kingdom, Middle East, Asia Pacific
PCI Compliance
Yes
Testing and Environment Information
Solution Deployment
Cloud, On-prem
Tenancy Architecture
Multi-product / Multi-client / Multi-BIN
Comprehensive APIs
Yes
Sandbox Testing Environment
Full testing and simulation environment for all APIs and test cases
Uptime Availability in Region(s)
99.99%
Solution Support
Visa Token Service (VTS) Support
Manual provision, push provision
Visa Direct Support
Yes
Visa QR Payments ("Scan to Pay" Support)
No
Customizable Authorization Decisioning
Yes
Reporting
Custom, API-based
Authorization Flow
Fully Managed, Partially Managed
Incremental Authorization
Yes
Additional Solution Information
Instant Funding / $0-Balance Transactions
Yes
Proprietary or Visa Access Control Server (ACS)
Yes
Risk-based Authentication (3DX 2.0)
Yes
Real-time Risk Scoring
Yes
Custom Fraud Rules
Yes
BIN Sponsor Connections
Yes
Program Management / End-to-End
No
Full-service Credit Program Management
Yes
Multi-currency Partitioning
Yes
Visa Value-added Services Integration
Visa Transaction controls
Other Value-added Services Integrations
Loyalty, eCommerce Payment Gateways, eKYC