Paymentology

A world leading issuer payment processor for credit, debit and prepaid

We empower banks across the world to deliver a first-class customer experience by providing unrivalled access to real-time card spend data. We do this by managing the full payment processing lifecycle of a card; be it debit, credit or prepaid. Beyond the usual settlement, approve/decline, and run-of-the-mill processing activity, we help banks become customer centric and open new revenue streams through our rich data provision.

PARTNER DETAILS

Visa Ready

Visa Ready: Paymentology Banking.Live

Visa Ready: Paymentology Banking.Live

We deliver innovative and high secure payment processing technology that allows banks to deliver market-leading card products with spend controls and enhanced features to their consumers.

Paymentology provides clients with rich data in real time allowing banks to better understand their customers behavior and the risk to the client, to support the launch of effective card programs. Our open API is designed to help banks issue and process debit, credit and prepaid card transactions.

We are also Fintech Fast Track certified in the Central Europe, Middle East and Africa region.

  • Full credit ledger
  • Adaptive learning rules engine
  • Reporting suite and analysis
  • Industry leading bank feed (FAST)
  • Alerts engine (SMS, email, push notifications)
  • Fees engine

Reach out for more information on our solution.        

Solution Information

Visa Credential and Card Support
Prepaid, debit, credit
In-Region Support United Kingdom, Middle East, Asia Pacific
PCI Compliance
Yes

Testing and Environment Information

Solution Deployment
Cloud, On-prem
Tenancy Architecture
Multi-product / Multi-client / Multi-BIN
Comprehensive APIs
Yes
Sandbox Testing Environment
Full testing and simulation environment for all APIs and test cases
Uptime Availability in Region(s) 99.99%

Solution Support

Visa Token Service (VTS) Support Manual Provision, Push Provision
Visa Direct Support
Yes
Visa QR Payments ("Scan to Pay" Support)
No
Customizable Authorization Decisioning
Yes
Reporting
Custom, API-based
Authorization Flow
Fully Managed, Partially Managed
Incremental Authorization
Yes

ADDITIONAL SOLUTION INFORMATION

Instant Funding / $0-Balance Transactions
Yes
Proprietary or Visa Access Control Server (ACS)
Yes
Risk-based Authentication (3DX 2.0)
Yes
Real-time Risk Scoring
Yes
Custom Fraud Rules
Yes
BIN Sponsor Connections
Yes
Program Management / End-to-End
No
Full-service Credit Program Management
Yes
Multi-currency Partitioning
Yes
Visa Value-added Services Integration
Visa Transaction Controls
Other Value-added Services Integrations
Loyalty, eCommerce Payment Gateways, eKYC

Program

Visa Ready

Capability

Issuer Processor