Founded in 2008, PEX is an ‘end-to-end’ independent Third-Party Processor (TPP), based in Mauritius and certified by major cards associations including VISA for Card Issuing and Acquiring. PEX is among the few TPPs in the sub-Sahara African Region capable of providing Banks, the retail industry, and financial institutions with complete certified solutions. PEX is one of the most innovative and visionary companies in its field with an exceptionally high-level of expertise in all areas of the Payments Industry.

On the Issuing side, PEX has the capabilities of providing debit, credit, and prepaid card solutions as well as certified cards personalization services. On the acquiring side, PEX provides processing services for E- and m-commerce, ATM/POS/mPOS, mobile and QR. Moreover, PEX offers consultancy services in all areas of eBusiness, including planning, designing, and implementing card programmes. PEX is also a certified Perso bureau where magnetic stripe and chip cards can be personalized in a safe and approved environment.

 

Partner Type

Visa Ready Certified

Category

Visa Ready: Issuer Processor

Solutions

Smartvista

.


Smartvista

Fully optimised card issuing services: Credit, Debit, Pre-loaded cards, Contactless cards, Loyalty programmes

Full suite of Customer/Card Management Services software

Account management programmes

E- and m-commerce gateways

Transaction authorisation: multi-currency & multi-institution

ATM & mPOS/POS acquiring

QR

Fraud prevention

 Call centres

Solution Information

Category
Issuer Processor

Visa Credential and Card Support
Prepaid, Debit, Credit, Consumer, Small Business Commercial

In-Region Support
Yes

PCI Compliance
Yes

Testing and Environment Information

Solution Deployment
Cloud

Tenancy Architecture
One instance

Comprehensive APIs
Yes

Sandbox Testing Environment
Full testing and simulation environment for all APIs and test cases

Uptime Availability in Region(s)
99.9%

Solution Support

Visa Token Service (VTS) Support
No

Visa Direct Support
Yes

Visa QR Payments ("Scan to Pay" Support)
Yes

Customizable Authorization Decisioning
Yes

Reporting
Custom, API-based

Authorization Flow
Fully Managed, Partially Managed

Incremental Authorization
Yes

Additional Solution Information

Instant Funding / $0-Balance Transactions
Yes

Proprietary or Visa Access Control Server (ACS)
Yes

Risk-based Authentication (3DS 2.0)
Yes

Real-time Risk Scoring
Yes

Custom Fraud Rules
Yes

BIN Sponsor Connections
No

Program Management / End-to-End
Yes

Full-service Credit Program Management
No

Multi-currency Partitioning
Yes

Visa Value-added Services Integration
No

Other Value-added Services Integrations
Payment Gateways, Loyalty Solutions

Operating Countries