PROCARD
Comprehensive set of tailored APIs sufficient to easily integrate and launch full digital banking service
PROCARD started its business as third party processor in 2015 in Ukraine. In 2017, PROCARD connected to Visanet. In 2018, among the first in the market supported Visa Token Service, including for Apple/Google Pay. In early 2019, PROCARD was the first TPP that brought Apple Pay Acquiring to Ukrainian e-commerce market. At the end of 2019, PROCARD was one of the first in CEMEA region that launched 3ds v.2.1 Visa issuing and acquiring. As for 2020, PROCARD operates in three countries (Ukraine, Kazakhstan and Tajikistan).
Visa Ready: PROCARD
Issuance (Debit, Credit, Business, Prepaid), Acquiring (Merchant, ATM, ecom), 3DS 2.1, Digital Issuance, VTS, Visa Direct, CyberSource, VCES, Risk/Fraud Management, Service Desk, Chargeback Management, APIs for Fintechs and Digital Banks.
Reach out for more information on our solution.
Solution Information
| Visa Credential and Card Support |
Prepaid, debit, credit, consumer, small business, commercial |
| In-Region Support | Yes |
| PCI Compliance |
Yes |
Testing and Environment Information
| Solution Deployment |
Cloud |
| Tenancy Architecture |
Multi-product / Multi-client / Multi-BIN |
| Comprehensive APIs |
Yes |
| Sandbox Testing Environment |
Full testing and simulation environment for all APIs and test cases |
| Uptime Availability in Region(s) | 99.98% |
Solution Support
| Visa Token Service (VTS) Support | Manual Provision, Push Provision |
| Visa Direct Support |
Yes |
| Visa QR Payments ("Scan to Pay" Support) |
No |
| Customizable Authorization Decisioning |
Yes |
| Reporting |
Custom, API-based |
| Authorization Flow |
Fully Managed, Partially Managed |
| Incremental Authorization |
Yes |
ADDITIONAL SOLUTION INFORMATION
| Instant Funding / $0-Balance Transactions |
Yes |
| Proprietary or Visa Access Control Server (ACS) |
Yes |
| Risk-based Authentication (3DX 2.0) |
Yes |
| Real-time Risk Scoring |
Yes |
| Custom Fraud Rules |
Yes |
| BIN Sponsor Connections |
Yes |
| Program Management / End-to-End |
Yes |
| Full-service Credit Program Management |
No |
| Multi-currency Partitioning |
Yes |
| Visa Value-added Services Integration |
VCES |
| Other Value-added Services Integrations |
eKYC Providers |
Program
Visa Ready
Capability
Issuer Processor