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We split the payments, you control the rest

Less clutter, more sales, a better customer experience.

Splitit offers Installments as a Service for merchants, networks and issuers via a single network API. Splitits’ technology provides an uncluttered, simplified Merchant and Issuer branded experience at checkout.

Partner Type

Visa Ready Certified


Visa Ready: Buy Now Pay Later (BNPL)


Visa BNPL Enablement


Visa BNPL Enablement

Splitits’ payment installments platform enables customers to pay for purchases with an existing credit card, by splitting the cost into monthly payments that are interest-free with no fees, credit checks or applications. 

Our standard Merchant and Issuer branded solution can be quickly implemented and tailored, as needed.

Key Benefits and Capabilities

Retain your customers

At Splitit, we don't acquire your customers, harvest their data, or cross-sell to them.

No costly customer acquisition 

Splitit unlocks $3T of existing underwritten credit.

Drive more conversions

With no registrations, a fast checkout and high approval rates.

No new consumer loans

Customers use the credit card they already trust. No new lenders and no new loans.

Increase purchase size 

No arbitrary credit limits. Our average order value is $1,000+, that’s 4x higher than legacy “buy now, pay later” providers.

Universally accepted

Credit cards continue to dominate global purchasing and are used by all generations.

Already under regulation rules

As Splitit does not issue new loans, the service falls under existing credit card regulations.

Image of the SplitIt BNPL pay button on a phone screen
Image of the Installment Plan selection screen on a phone
Image of the card details entry screen
Operating Countries