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Stripe is the easiest and most flexible way for companies to build and launch their own full-featured, scalable fintech—whether it’s payments, cards, or lending. Stripe’s Banking-as-a-Service APIs, along with our entire ecosystem of financial infrastructure offerings, let businesses easily build a new fintech offering or embed financial services directly into their existing software.

Partner Type

Visa Ready Certified

Fintech Fast Track

Category

Program Manager, Issuer Processor 

Solutions

Program Manager: Stripe Issuing Issuer Processor: Stripe Issuing

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Program Manager: Stripe Issuing

Stripe Issuing is an API to create, manage and scale card programs. Programmable controls allow you to easily set dynamic spending limits, block categories, and authorize transactions in real time.

CAPABILITIES

Full Stack Solution:

Yes

Visa Credential & Card Support:

Commercial Prepaid, Debit, and Credit

Typical Implementation Time:

Instantly following the application process

In-Region Support:

Yes

In-house Processing:

Yes

Processor Relationship with Visa Endpoint:

Yes

In-House Visa License:

No

BaaS Offering:

Yes

Over the Counter Cash Load Networks:

No

Instant Digital Issuance Support:

Yes – Google Wallet

Additional Fraud & Risk Solutions:

Yes

Custom Fraud Rules:

Yes

Customer Service Offerings:

Yes

Local Language Support:

Yes

White Label App:

Yes

Portfolio Management:

Yes

Multi-Currency Wallet Solution:

No

Visa Direct Support:

Yes

Cryptocurrency Support:

No

Installments Support:

No

Real-time Risk Scoring:

No

Other Capabilities:

AML as a Service, App/UX Development 

Operating Countries

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Issuer Processor: Stripe Issuing

Stripe Issuing lets you instantly create, manage, and distribute virtual or physical cards. With Issuing, you can build expense management companies; fleet solutions; buy now, pay later (BNPL) financing; and more. Get started in minutes and control every detail, from card design to approving transactions in real time.

CAPABILITIES

Full Stack Solution:

Yes

Visa Credential & Card Support:

US: Prepaid; Credit; Commercial, Small Business

UK/EU: Prepaid; Credit; Commercial

In-Region Support:

U.S., Europe 

PCI Compliance

Yes

Solution Deployment

Cloud

Tenancy Architechture

Multi-product/ Multi-client / Multi-BIN 

Comprehensive APIs

Yes 

Sandbox Testing Environment 

Full testing and simulation environment for all APIs and test cases

Visa Token Service (VTS) Support

Manual Provision, Push Provision 

Reporting

Customizable, API-based 

Uptime Availability in operational region(s)

99.99%

Customizable Authorization Decisioning

Yes  

Authorization Flow

Fully Managed, Partially Managed 

Incremental Authorization

Yes 

Instant Funding / $0-Balance Transactions

Yes 

Proprietary or Visa Access Control Server (ACS)

Proprietary 

Risk Based Authentication (3DS 2.0)

Yes  

Real-time Risk Scoring

Yes 

Custom Fraud Rules

Yes 

BIN Sponsor Connections

Yes 

Program Management / End-to-End

Yes 

Full-service Credit Program Management

No 

Multi-currency Partitioning

Yes

Visa Direct Support

Yes 

Installments Support

Yes 

Visa QR Payments ("Scan to Pay" Support)

No

Visa Value-Added Services Integration

None

Other Value-Added Services Integrations

None

Operating Countries