Stripe

Financial infrastructure for the internet

Stripe is the easiest and most flexible way for companies to build and launch their own full-featured, scalable fintech—whether it’s payments, cards, or lending. Stripe’s Banking-as-a-Service APIs, along with our entire ecosystem of financial infrastructure offerings, let businesses easily build a new fintech offering or embed financial services directly into their existing software.

PARTNER DETAILS

Fintech Fast Track, Visa Ready

Program Manager: Stripe Issuing

Stripe Issuing is an API to create, manage and scale card programs. Programmable controls allow you to easily set dynamic spending limits, block categories, and authorize transactions in real time.

Capabilities

Category Program Manager Over the Counter Cash Load Networks
Yes
Full Stack Solution Yes Instant Digital Issuance Support Yes - Google Wallet
Visa Credential & Card Support Commercial Prepaid, Debit, Credit Additional Fraud and Risk Solutions Yes
Typical Implementation Time Instantly following the application process Customer Fraud Rules Yes
In-Region Support Yes Customer Service Offerings Yes
In-house Processing Yes Local Language Support Yes
Processor Relationship with Visa Endpoint Yes White-Label App Yes
In-House Visa License No Portfolio Management Yes
BaaS Offering Yes Multi-Currency Wallet Solution No
Installments Support No Visa Direct Support
No
Real-Time Risk Scoring No Cryptocurrency Support No
    Other Capabilities AML as a Service, App/UX Development

Program

Fintech Fast Track, Visa Ready

Capability

Program Manager


Issuer Processor: Stripe Issuing

Stripe Issuing lets you instantly create, manage, and distribute virtual or physical cards. With Issuing, you can build expense management companies; fleet solutions; buy now, pay later (BNPL) financing; and more. Get started in minutes and control every detail, from card design to approving transactions in real time.

Capabilities

Category Issuer Processor
Authorization Flow
Fully Managed, Partially Managed
Full Stack Solution Yes Incremental Authorization Yes 
Visa Credential & Card Support

US: Commercial, Prepaid, Small Business, Credit

UK/EU: Prepaid, Credit, Commercial

Instant Funding / $0-Balance Transactions Yes 
PCI Compliance Yes Proprietary or Visa Access Control Server (ACS) Proprietary 
In-Region Support U.S., Europe Risk Based Authentication (3DS 2.0) Yes
Solution Deployment Cloud Real-time Risk Scoring Yes
Tenancy Architecture Multi-product/Multi-client/Multi-BIN Custom Fraud Rules Yes
Comprehensive APIs Yes BIN Sponsor Connections Yes
Sandbox Testing Environment Full testing and simulation environment for all APIs and test cases Program Management / End-to-End Yes
Visa Token Service (VTS) Support Manual Provision, Push Provision
Full-service Credit Program Management
No
Reporting Customizable, API-based Multi-currency Partitioning Yes
Uptime Availability in operational region(s 99.99% Visa Direct Support Yes
Customizable Authorization Decisioning Yes  Installments Support Yes
Visa QR Payments ("Scan to Pay" Support) No Visa Value-Added Services Integration No

Program

Fintech Fast Track, Visa Ready

Capability

Issuer Processor

Stripe Tap to Pay on Android

Solution Information

Type of Solution  Full SDK
Version 2.21.1
Hardware Compatibility
Broad compatibility with devices running Android OS
Operating System Compatibility Android 10.0 and higher
PIN No
Security Mechanism Trusted Execution Environment

Program

Fintech Fast Track, Visa Ready

Capability

Tap to Phone