Thales

Together towards modern and responsible payments

Thales Payment Services serves over 3,000 Banks, Fintechs, PSPs and Merchants globally. Our decades of experience and technical expertise allow us to secure and deliver more than 900M payment cards annually, manage +300 million digital cards through our cloud platforms and have enabled more than 1.5 billion eCommerce transactions every year. We enable issuers to design the most up-to-date card and payment experience in real-time, quickly launch modern card-issuing programs, and unlock new use cases for their end-users. Merchants and PSPs rely on us for secure network tokenization, and we help Fintechs to bring new innovative services to market. 

PARTNER DETAILS

Visa Ready Solution

Thales Tokenization

A complete token lifecycle management solution that covers secure token creation, verification, and provisioning on any device ensuring a seamless, consistent digital card experience across all channels. With a single connection, issuers and processors instantly access global tokenization services (MDES, VTS, Amex TSP). Powered by Thales D1 platform, it offers banks a smarter, safer, and fully unified way to deploy digital cards.

Program

Visa Ready

Capability

Token Service Provider (TSP), Token Requestor (TR)


Thales NFC Wallet

Thales NFC Payment provides digital wallet contactless payment capabilities on iOS and Android mobile devices using HCE payment solution for both international and domestic schemes.

Program

Visa Ready

Capability

Token Service Provider (TSP), Token Requestor (TR)


Thales Authentication

Thales authentication delivers two‑factor authentication for tokenized card‑not‑present transactions, including eCommerce and QR‑code payments. Designed as a modern alternative to EMV 3DS, the solution offers seamless, frictionless user experience through deep integration with merchants or digital wallet mobile applications. Fully compatible with both iOS and Android devices, Thales  SDK implements Visa Cloud Token Framework (CTF) flow to bind a network token to the user’s device. The proof of device binding with the token is generated by Thales SDK and verified by Visa before a cryptogram is provided for payment. 

Program

Visa Ready

Capability

eCommerce, Token Requestor (TR)