UBL Company Logo

UBL is one of the largest banks in Pakistan and consecutively two years straight, awarded as the Best Digital Bank in the country, FY20 & 21. UBL is also the first bank in the country to establish its own design thinking lab. With a customer base of over four million, the Bank boasts Pakistan’s widest network of over 44,000 customer touchpoints; this includes more than 1,400 branches, above 37,000 Branchless Banking Agents, and over 1,400 ATMs. UBL has presence in four continents and customers have 24/7 access to the bank via UBL’s world class Mobile-app / Internet Banking.

Partner Type

Visa Ready Certified

Category

Visa Ready Certified BIN Sponsor

Solution
UBL

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UBL

This program is geared for enabling Fintechs to a faster go-to-market by providing plug and pay capabilities. 

Solution Information

Category
BIN Sponsor

Visa Card Program Support
Consumer Debit

Support

Program Management Support
Yes

Fintech Pricing Model Support
Set-up Fee, Per Wallet, Per Load

(e)KYC/KYP Support
No

Crypto Support
No

CASA Program Support
Yes

Capabilities

National Regulatory License
Commercial Banking, Branchless Banking

Third Party Issuer Processor
No

Payment Processor
In-house

Domestic Payment Network Connections
1Link

ATM Network Integrations
Yes

Additional Capabilities

Bill Pay
Yes

Foreign Exchange Treasury
Yes

Program Management
Yes

ACH Origination
Yes

Cash Advances
Yes

Remittances and Cross-Border Transactions
Yes

Multi-Currency Settlement
Yes

Installments
Yes

Surcharge Free ATM Networks
No

Additional Capabilities

Co-operative Authorization
Yes

Connection to Real-Time Payment Schemes
Yes

Visa Direct Origination
In Progress

Preferential Card Manufacture Rates
Yes

Access Control Server for 3DS
Yes

AML-as-a-Service
Yes

Virtual IBAN (if applicable)
Yes

Corporate and Business Card Processing
Yes

Operating Countries