UBL is one of the largest banks in Pakistan and consecutively two years straight, awarded as the Best Digital Bank in the country, FY20 & 21. UBL is also the first bank in the country to establish its own design thinking lab. With a customer base of over four million, the Bank boasts Pakistan’s widest network of over 44,000 customer touchpoints; this includes more than 1,400 branches, above 37,000 Branchless Banking Agents, and over 1,400 ATMs. UBL has presence in four continents and customers have 24/7 access to the bank via UBL’s world class Mobile-app / Internet Banking.
Solution Information
Category
BIN Sponsor
Visa Card Program Support
Consumer Debit
Support
Program Management Support
Yes
Fintech Pricing Model Support
Set-up Fee, Per Wallet, Per Load
(e)KYC/KYP Support
No
Crypto Support
No
CASA Program Support
Yes
Capabilities
National Regulatory License
Commercial Banking, Branchless Banking
Third Party Issuer Processor
No
Payment Processor
In-house
Domestic Payment Network Connections
1Link
ATM Network Integrations
Yes
Additional Capabilities
Bill Pay
Yes
Foreign Exchange Treasury
Yes
Program Management
Yes
ACH Origination
Yes
Cash Advances
Yes
Remittances and Cross-Border Transactions
Yes
Multi-Currency Settlement
Yes
Installments
Yes
Surcharge Free ATM Networks
No
Additional Capabilities
Co-operative Authorization
Yes
Connection to Real-Time Payment Schemes
Yes
Visa Direct Origination
In Progress
Preferential Card Manufacture Rates
Yes
Access Control Server for 3DS
Yes
AML-as-a-Service
Yes
Virtual IBAN (if applicable)
Yes
Corporate and Business Card Processing
Yes