Visa Ready

BIN Sponsorship

Expand your market portfolio to become a go-to partner for fintechs and big brands as they launch their card programs.

Join the program
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Partnership opportunities

Become a partner

Visa makes it simple to navigate BIN Sponsorship by assessing regional BIN sponsors against a structured set of criteria relevant to sponsoring fintech programs.

Visa’s BIN Sponsor program might be for you if you are:

  • An issuer looking to diversify revenue

  • Ready to manage responsibility for risk management, compliance and network settlement

  • Looking to gain competitive advantage through new distribution segments like the under-banked

Become a partner
Work with a Visa Ready partner 

Working with a BIN Sponsor partner might be for you if you: 

  • Need a banking relationship to issue payment credentials

  • Are looking for regulated support for risk and compliance functions

  • Want to leverage existing enablers who are established in the payments ecosystem

Find a partner

Program benefits

Opportunities

By diving into this space, you can open up your portfolio to new payment players looking to innovate for their customers.

A BIN sponsor has the opportunity to:

  • Become a go-to partner for fintechs beyond just BIN. This can open the door to other solutions in your portfolio.

  • Get access to framework and resources from Visa on your risk management, policies, business model and more.

  • Generate a low cost source of income through sponsorship of fintechs.

Get Started
Responsibilities

By offering its BINs to other institutions and supporting their connections to Visa‘s network, a BIN sponsor takes responsibility for, among other things: 

  • Risk management and ecosystem due diligence

  • Compliance with local regulations and network rules, including AML and KYC frameworks

  • Settlement and reconciliation for program stakeholders

Not an Issuer?

To sponsor issuance programs, you need a Visa license.

Apply here
Certification process

Create a Visa Partner account

This gives you access to all programs on Visa Partner, including Visa Ready.

Fill out the self-assessment

We will review your application and compare it with our criteria.

Engage with us

Engage with Visa and perform required testing. 

Receive program approval decision

Learn detailed next steps and sign our program agreement.

Get listed in our partner directory

Help future customers find your company and solution based on their needs.

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Get in touch!

Have a new idea? Don't know where to begin? Just want to talk?

Contact the team