Visa Ready
Buy Now Pay Later (BNPL)
Today’s customers demand the flexibility to get what they want, when they want it – and pay for it later.
If you’re a merchant, issuer, or acquirer who would like to offer BNPL solutions to your customers, we can help you find a Visa partner who matches your unique needs. Or, if you’re a tech company that would like to have your BNPL solution reach Visa’s vast network of clients, the Visa Ready for BNPL partner program can help increase your visibility.
What BNPL solutions do your customers need?
Visa BNPL Portfolio provides a suite of solutions to support your customers’ specific needs
Does your customer want to...
Visa Installment Solutions: A suite of APIs for issuers and merchants to create, manage and present installment plans for credit and debit cardholders
Learn more
What BNPL solutions do your customers need?
Visa BNPL portfolio provides an optimal customer experience and easy path to market for Visa clients
Do you want to...
Benefits of becoming a Visa BNPL partner
Through participation in the Visa Ready for BNPL partner program, you gain access to the following benefits and more:
Visibility
Speed
Incentives
Watch how becoming a Visa BNPL partner helped Skeps and i2c
Visa BNPL partner types
The Visa Ready BNPL program supports three different partnership constructs – resellers, enablers and referrals
Resellers
Enablers
Referral
- Offer Visa Installment Solutions to your customers as a new value-added service
- Enable Visa clients to use Visa Installment Solutions through your solution (sales will come directly through Visa/Reseller partners)
- Bring new capabilities (e.g. underwriting, account origination, ledger management, etc.) to Visa clients to support faster enablement of Visa BNPL Portfolio solutions
- Integrate with Visa Installment Solutions APIs
- Integrate with Visa Installment Solutions APIs
- May not integrate with Visa Installment Solutions APIs
- Comply with Visa Installment Solutions guidelines
- Comply with Visa Installment Solutions guidelines
- Comply with Visa’s framework for supporting clients referred by Visa
Benefits of working with Visa BNPL partners
Visa clients gain the following benefits through working with a Visa Ready for BNPL partner
Partner approval process
Apply
Fill out all the necessary details in the application.
Review
Our team will review your application and contact you if additional information is required.
Onboard
Once your application is approved, Visa will onboard you as a Visa Ready partner for BNPL and publish your details on the partner directory.
How it works - for Visa clients
Discover
Review preferred partners in the Visa Partner Directory.
Connect
Meet potential partners and determine product and partner fit. Leverage Visa Consulting and Analytics team to assist in this phase.
Contract
Work directly with Visa Ready for BNPL partners while benefiting from exclusive commercial packages in certain cases.
Launch
Integrate with partners and rapidly launch Visa BNPL Portfolio capabilities.
Visa Installment Solutions APIs
- An easy-to-implement solution for BNPL providers that helps take the friction out of merchant settlement—with no additional work for merchants
- Issuers can integrate with the APIs to create and schedule installment plans, as well as to enroll cardholders to select plans
- Merchants can integrate with the APIs to look up eligible installment plans, or to select or cancel an installment plan
Visa BNPL credentials
- An innovative solution offered to issuers and fintechs to increase acceptance and acquire new customers with a BNPL card
- The new payment credential can be credit, debit, or prepaid that can be manually entered into an eCommerce checkout or provisioned to a mobile wallet for contactless in-store transactions
- Offers the flexibility to create a payment credential which can be multi-use or single-use
Visa settlement solutions
- An easy-to-implement solution for BNPL providers that helps take the friction out of merchant settlement; with no additional work for merchants
- BNPL providers create a new virtual single use credential for every transaction processed to settle with the merchant
- Launch merchants quickly and scale faster by using the existing settlement processes
View all Visa Ready programs
Still on the fence as to which program is right for you? Check out the others!