Apto

From day one, Apto Payments wanted to push the envelope.

We set out to democratize card issuance and empower any company, at any size, in any industry, to design and launch new kinds of card programs. In 2015, we launched the first U.S., bitcoin-backed, debit card. Today, we continue to be a champion for the best, most innovative, user-first programs.

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PARTNER DETAILS

Visa Ready

Card Program Management

Apto Payments provides fintech companies with a self-serve solution to test and launch card programs quickly and painlessly. Its developer-friendly platform allows companies to create highly configurable, customized card programs for a wide range of use cases, from crypto cards to expense cards. Apto Payments has deep industry knowledge and transparent pricing, making it an ideal partner for anyone looking to launch a card program as quickly as possible. Reach out to learn more about how Apto moves payments forward.

Solution Information

Category	Program Manager
Full Stack Solution	Yes
Visa Credential & Card Support	Debit, Consumer, Small Business, Commercial
Typical Implementation Time	Varies
In-Region Support	Yes
In-house Processing	Yes
Processor Relationship with Visa Endpoint	Yes
In-House Visa License	No
BaaS Offering	No

Capabilities

Over the Counter Cash Load Networks	Yes
Instant Digital Issuance Support	Yes
Additional Fraud and Risk Solutions	Yes
Customer Fraud Rules	Yes
Customer Service Offerings	Yes
Local Language Support	Yes
White-Label App	Yes
Portfolio Management	Yes
Multi-Currency Wallet Solution	No
Visa Direct Support	Yes
Cryptocurrency Support	Yes
Installments Support	Yes
Real-Time Risk Scoring	Yes
Other Capabilities	Revolving credit lines; collection

Program