Atomic

Atomic's payroll APIs provide the infrastructure for financial institutions to connect consumers to their employers’ payroll systems. Tapping into these systems unleashes many opportunities for financial institutions, including access to financial data for verification of income and employment, the ability to offer consumers automated set-up or updating of direct deposits, collection of financial obligations straight from consumer’s paychecks, early access of tax withholdings for your clients, and ability to provide clients access to earned but unpaid wages.

Atomic simplifies complicated payroll integrations with APIs whose coverage encompasses over 450 unique payroll connections, including incumbent payroll providers, enterprise solutions, modern HR tech providers, gig-economy platforms and government systems. Currently, our APIs are accessed by over 125 million employees, encompassing approximately 75% of the U.S. workforce.