Credi2 is a leading fintech providing end-to-end pay later solutions to banks and issuers on a white-labeled app

Based on its awarded Pay Later-as-a-service platform, credi2 enables pre-, at- and post-purchase use cases, through its financing products such as installment loans, revolving credit, pay-per-invoice, and split pay. Due to this modular approach, credi2 enables lenders to easily unlock the pay later potential by utilizing pay later front ends, related core banking modules including subledger management as well as automated operations. This results in a fast time to market, unmatched products, and significantly reduced implementation & operational efforts. 


Visa Ready Solution

Buy Now, Pay Later (BNPL)

With a specific card-led design, credi2 supports issuers to jump start pay later features on their charge and debit cards. Unleashed by the following four core product pillars and delivered through APIs or a plug & play white-labelled front-end:

●       Customer & Account Origination: KYC/AML, credit decision, customer acceptance

●       Instalment Transaction Eligibility: transaction event received, transaction checked, customer notification

●       Setup Instalment Plan: plan setup, credit limit adjusted, repayments scheduled

●       Manage Instalment Plan: repayments made, customer notification, plan management, servicing



Visa Ready


Buy Now Pay Later (BNPL)