Open Banking Reporting (OBR)
OpenRep provides predictive data analytics, with improved decision making and intervention strategies.
The solution OpenRep® provides a unique view of a lenders credit portfolio; simplifying management of SME loans via Management Signals and Next Best Actions and is displayed in a white-label portal or accessed via API. Through predictive data analytics powered by ML and AI, OpenRep® is able to, in real time, improve decision making and intervention strategies to enhance the business performance of relationship managers, underwriters/credit risk functions and SMEs. The OpenRep® solution focusses on the value that is locked up in accounting data which is the element of OpenRep® that brings new and fresh insights.
OpenRep
OpenRep® enables lenders and SMEs to track and monitor their financial performance through the term of a loan and economic cycle. Our advanced analytics and robotic automation software called OpenRep®, which in real time, provides management insights and next best actions to enhance the business performance of lenders and SMEs.
Issuers
- Delivers up to date P&L, balance sheet, performance, liquidity and cash flow analysis
- Delivers proactive insights to enable new opportunities
- Improve operational efficiency and identify risks earlier
- Geographic and sectorial analysis against the portfolio and peer firms
- Supports TCF, provide consistent approach and audit trail
- Reduce customer management costs and improve NPS scores
SMEs
- SMEs no longer evaluated using out-of-date, incomplete information
- Helps the SME reduce bad debts and manage their supply chain
- Issuers can understand the SMEs business and help optimise their borrowing
Program
Fintech Partner Connect
Capability
Value Added Services